Scott County property record for 126 Ridgeview Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,570 sqft · built 2018 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on File |
| Last Sale | $44,500 (Oct 2013) |
| Tax Bill | $3,650 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 227-00-046.000 |
| Primary APN | 227-00-046.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,570 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 87,120 sqft (2 acres) |
| Street Address | 126 RIDGEVIEW LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEVIEW ESTATES |
| Legal Subdivision | RIDGEVIEW ESTATES |
| Legal Lot Number | 28+22D |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40302 |
126 Ridgeview Ln is owned by an individual who acquired it in March 2016.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 KY HIGHWAY 353, CYNTHIANA, KY 41031-4040 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jun 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2013 · Amount on File |
| Deed Sale | Oct 21, 2013 · Amount on File |
| Deed Document Number | 2013305002 |
| Deed Book / Page | 355 / 728 |
| Last Transfer Date | Mar 4, 2016 |
| Transfer Doc | D375/860 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1504/807 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | M1504/807 |
| Instrument | 415457 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 126 RIDGEVIEW LN, GEORGETOWN, KY 40324-8885 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1447/248 |
|---|---|
| Date | Jun 28, 2019 |
| Book Page | M1447/248 |
| Instrument | 401682 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
The 2025 property tax bill for 126 Ridgeview Ln was $3,650.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $409,800 (-) | $409,800 (-) | |
| 2025 | $3,650.00 | $409,800 | $409,800 |
| 2023 | $3,390.00 | $373,900 Land $60,000 Building $313,900 | $373,900 Land $60,000 Building $313,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Ridgeview Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1997–2018) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Ridgeview Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
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