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126 Ridgelake Cir, Fort Oglethorpe, GA 30742 Property Records

Catoosa County property record for 126 Ridgelake Cir, Fort Oglethorpe, GA 30742

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,582 sqft · built 2020
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$303,745 (Aug 2020)
Tax Bill$5,102 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Jul 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN0004A123000

Property Details

APN / Parcel Number

Primary APN0004A123000
Alternative APNs
  • 0004A123
  • 5366

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,582 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 86 ft wide
Garage Area690 sqft
PorchSlab
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number5366
Street Address126 RIDGELAKE CIR
CityFORT OGLETHORPE
StateGA
Zip30742-4209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFOR R-3
Legal DescriptionLOT 123 LAKESHORE COVE PH1
Legal SubdivisionLAKESHORE COVE
Legal Phase1
Legal Lot Number123
JurisdictionCATOOSA GA
Township / Civil DivisionFORT OGLETHORPE-LAKEVIEW
Census Block Group1
Census Block1003
Census Tract30702

Owner

Source: Catoosa County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address126 RIDGELAKE CIR, FORT OGLETHORPE, GA 30742-4209
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
MORTGAGE INVTRS
Jul 31, 2019Loan Modification, Mortgage
DEVELOPMENT PROP SVCS LLC
Feb 24, 2020Grant Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Oct 2, 2017Quit Claim Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Prior SaleJan 23, 2020 · Amount on Record
Deed Document Number20201703
Deed Book / Page2072 / 516
Transfer Doc0017270278
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionCATOOSA GA
Recording DateAug 17, 2020
Property Address126 RIDGELAKE CIR, FORT OGLETHORPE, GA 30742-4209
Document Number0020720516
Book / Page002072 / 000516
Instrument DateAug 12, 2020
Instrument6530
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 10, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$304.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressRIDGELAKE CIR FORT OGLETHORPE GA 30742, FORT OGLETHORPE, GA 30742

Mortgage

Document Number20720519
DateAug 17, 2020
Book Page002072/000519
Instrument6531
Lender
NameMORTGAGE INVTRS
TypeMortgage Company
AddressKNOXVILLE, TN 37923
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 16, 2050

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCATOOSA GA
Recording DateJul 31, 2019
Property Address126 RIDGELAKE CIR, FORT OGLETHORPE, GA 30742-4209
Document Number0020000602
Book / Page002000 / 000602
Instrument DateMar 28, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressLAKESHORE COVE DR GA, GA

Mortgage

Document Number20000602
DateJul 31, 2019
Book Page002000/000602
Lender
NameDEVELOPMENT PROP SVCS LLC
Agreement
AmountAmount Recorded
Term36 Months
DueJul 30, 2022

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATOOSA GA
Recording DateFeb 24, 2020
Property Address126 RIDGELAKE CIR, FORT OGLETHORPE, GA 30742-4209
Document Number0020350817
Book / Page002035 / 000817
Instrument DateJan 23, 2019
Transaction TypeTransfer
Record UpdatedMar 6, 2020
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
Tax$1,107.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressRIDGELAKE CIRCLE FT FORT OGLETHORPE GA 30742, FORT OGLETHORPE, GA 30742

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCATOOSA GA
Recording DateOct 2, 2017
Property Address126 RIDGELAKE CIR, FORT OGLETHORPE, GA 30742-4209
Document Number0019010292
Book / Page001901 / 000292
Instrument DateSep 28, 2017
Transaction TypeTransfer
Record UpdatedDec 7, 2017
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
MunicipalityFort Oglethorpe City
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,102.00 (-15.63%)$227,131 (-1.19%) Land $16,000 Building $211,131$567,828 (-1.19%) Land $40,000 Building $527,828
2024$6,047.00 (+23.08%)$229,876 (+31.42%) Land $16,000 Building $213,876$574,689 (+31.42%) Land $40,000 Building $534,689
2023$4,913.00 (+34.35%)$174,919 Land $16,000 Building $158,919$437,297 Land $40,000 Building $397,297
2022$3,657.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 67% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORT OGLETHORPE
serves 8,313 people · EPA ID GA0470001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Nov 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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