126 Ridge St, Fall River, MA 02721 Property Records

Bristol County and Fall River City property record for 126 Ridge St, Fall River, MA 02721

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,049 sqft · built 1900
Lot Size	0.119 acres (5,175 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (May 2018)
Tax Bill	$5,469 (2026)
Deeds & Mortgages	Aug 2026 Second Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0I-08 B:0000 L:0031`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0I-08 B:0000 L:0031`
Alternative APN	`M:0I=08 B:0000 L:0031`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,049 sqft Living Area
Gross Area	4,023 sqft
Basement Area	1,379 sqft
Unfinished Basement	1,379 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,175 sqft (0.119 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	126 RIDGE ST
City	FALL RIVER
State	MA
Zip	02721-1804
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A-2
Legal Lot Number	31
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2001
Census Tract	640901

Owner

126 Ridge St, a duplex, is owned by an individual who bought it in May 2018.

Source: Bristol County and Fall River City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	699 KING ST, FALL RIVER, MA 02724-1986
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 7, 2018	Quit Claim Deed, Transfer · FHA Mortgage RESIDENTIAL MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	May 18, 2012 · Amount on File
Deed Document Number	20187136
Deed Book / Page	9502 / 140
Transfer Doc	009502-140
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Aug 21, 2026
Property Address	126 RIDGE ST, FALL RIVER, MA 02721-1804
Document Number	0000011730
Book / Page	12137 / 153
Instrument Date	Aug 17, 2026
Instrument	202611730
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 RIDGE ST, FALL RIVER, MA 02721-1804

Mortgage

Document Number	0000011730,
Date	Aug 21, 2026
Book Page	12137/153
Instrument	202611730

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	126 RIDGE ST, FALL RIVER, MA 02721-1804
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010644-257
Date	Jul 14, 2021
Book Page	10644/257
Instrument	16068

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	May 7, 2018
Property Address	126 RIDGE ST, FALL RIVER, MA 02721-1804
Document Number	9502-140
Book / Page	9502 / 140
Instrument	7136
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 RIDGE ST, FALL RIVER, MA 02721-1804

Mortgage

Document Number	95020142
Date	May 7, 2018
Instrument	09502/0142

Lender

Name	RESIDENTIAL MTG SVCS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 126 Ridge St was $5,469, up 7.7% from the year before.

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,469.00 (+7.7%)	$476,400 (+7.42%) Land $109,700 Building $366,700	$454,070
2025	$5,078.00 (+8.48%)	$443,500 (+8.86%) Land $107,500 Building $336,000
2024	$4,681.00 (+11.4%)	$407,400 (+18.95%) Land $103,600 Building $303,800
2023	$4,202.00	$342,500 Land $85,600 Building $256,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 126 Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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