Rutherford County property record for 126 Revely St, Spindale, NC 28160 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,400 sqft · built 1925 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $290,000 (Nov 2023) |
| Tax Bill | $2,685 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1215175 |
| Primary APN | 1215175 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 388 sqft |
| Patio Area | 388 sqft |
| Utility Building | 40 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 126 REVELY ST |
|---|---|
| City | SPINDALE |
| State | NC |
| Zip | 28160-1538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO:4TO7 BL:A PL:1-79 |
| Legal Subdivision | RUTHERFORD INVESTMENT COMPANY |
| Legal Lot Number | 4TO7 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 960600 |
Source: Rutherford County records · APN 1215175
Assessment roll updated August 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 REVELY ST, SPINDALE, NC 28160-1538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2023 | Warranty Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU |
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 09, 2023 · Amount on Record |
| Deed Sale | Nov 09, 2023 · Amount on Record |
| Prior Transfer Date | Sep 25, 2014 |
| Prior Transfer Doc | 0010920500 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Nov 09, 2023 |
| Property Address | 126 REVELY ST, SPINDALE, NC 28160-1538 |
| Document Number | 0020762828 |
| Book / Page | 2076 / 2828 |
| Map Reference | MB 1 PG 79 |
| Instrument Date | Nov 09, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 365 N WASHINGTON ST, RUTHERFORDTON, NC 28139-2407 |
| Name | Verified Name |
|---|---|
| Address | 126 REVELY ST, SPINDALE, NC 28160-1538 |
| Document Number | 0020762831 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 2076/2831 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.25% |
| Max Rate At Change | 9.25% |
| Index | 5-Year TN |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 126 REVELY ST, SPINDALE, NC 28160-1538 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0020544313 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 2054/4313 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,685.00 (+1,320.63%) | $220,400 (-) Land $19,800 Building $200,600 | $220,400 (-) Land $19,800 Building $200,600 |
| 2023 | $220,400 Land $19,800 Building $200,600 | $220,400 Land $19,800 Building $200,600 | |
| 2022 | $189.00 (-90.05%) | ||
| 2021 | $1,899.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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