126 Redding Ln, Red Oak, TX 75154 Property Records

Ellis County property record for 126 Redding Ln, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,355 sqft · built 2019
Lot Size	0.119 acres (5,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,100 (Oct 2026)
Tax Bill	$2,884 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R273131`

Property Details

APN / Parcel Number

Primary APN	`R273131`
Alternative APNs	`72859091101400111` `273131`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,355 sqft Living Area
Gross Area	1,780 sqft
1st Floor Area	1,355 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,184 sqft (0.119 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	73 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	126 REDDING LN
City	RED OAK
State	TX
Zip	75154-6371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK K THE COVE OF HICKORY CREEK 0.119 AC
Legal Subdivision	THE COVE OF HICKORY CREEK
Legal Block	K
Legal Lot Number	14
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	2
Census Block	2035
Census Tract	60206

Owner

Source: Ellis County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 EATON CT, MIDDLETOWN, NY 10940-3566
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORPORATION
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 9, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on Record
Deed Sale	Oct 6, 2026 · Amount on Record
Prior Sale	Apr 17, 2024
Deed Document Number	202636168
Prior Transfer Date	Jun 5, 2020
Prior Transfer Doc	0000018730
Record Updated	Oct 29, 2026

October 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ELLIS TX
Recording Date	Oct 6, 2026
Property Address	126 REDDING LN, RED OAK, TX 75154-6371
Document Number	0000036168
Instrument Date	Oct 5, 2026
Instrument	202636168
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 EATON CT, MIDDLETOWN, NY 10940-3566

Mortgage

Document Number	0000036169,
Date	Oct 6, 2026
Instrument	202636169

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	126 REDDING LN, RED OAK, TX 75154-6371
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2123863
Date	Jun 1, 2021
Instrument	2123863

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ELLIS TX
Recording Date	Jun 9, 2020
Property Address	126 REDDING LN, RED OAK, TX 75154-6371
Document Number	0000018730
Instrument Date	Jun 5, 2020
Instrument	18730
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 6, 2020
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 REDDING LN RED OAK TX 751546371, RED OAK, TX 75154-6371

Mortgage

Document Number	18731
Date	Jun 9, 2020
Instrument	18731

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Red Oak City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,000 (-2.55%) Land $70,000 Building $198,000	$268,000 (-2.55%) Land $70,000 Building $198,000
2025	$2,884.00 (-26.01%) Homeowner's exemption Senior Citizen's exemption	$275,000 (-5.98%) Land $70,000 Building $205,000	$275,000 (-5.98%) Land $70,000 Building $205,000
2024	$3,898.00 (+6.24%)
2023	$3,669.00	$292,485 Land $70,000 Building $222,485	$292,485 Land $70,000 Building $222,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED OAK serves 18,577 people · EPA ID TX0700031
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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