126 Redbud Rd, Edgewood, MD 21040 Property Records

Harford County property record for 126 Redbud Rd, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,037 sqft · built 1977
Lot Size	0.117 acres (5,084 sqft)
Owner	Individual Name on Record
Last Sale	$226,000 (May 2009)
Tax Bill	$2,458 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-084615`

Property Details

APN / Parcel Number

Primary APN	`01-084615`
Alternative APNs	`1084615` `084615`

Interior

Full Baths	2 Baths
Building Area	1,037 sqft Total Area
Basement Area	896 sqft
Finished Basement	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,084 sqft (0.117 acres)
Lot Dimensions	124 ft deep x 41 ft wide
Deck Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	084615
Street Address	126 REDBUD RD
City	EDGEWOOD
State	MD
Zip	21040-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 202 41/41X124 AV 126 REDBUD ROAD WILLBY WOODS PT 36/90
Legal Subdivision	WILLOUGHBY WOODS
Legal Lot Number	202
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2007
Census Tract	301602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 17, 2020	Deed of Trust, Mortgage · VA Mortgage FINANCIAL FREEDOM MORTGAGE LLC
Apr 7, 2022	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE LLC
Oct 5, 2017	Loan Modification, Mortgage FIFTH THIRD MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2009 · Amount on Record
Deed Sale	May 20, 2009 · Amount on Record
Prior Sale	Mar 13, 2008 · Amount on Record
Deed Document Number	20091694
Deed Book / Page	8145 / 463
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526

Mortgage

Document Number	0168340143
Date	Oct 6, 2025
Book Page	16834/143

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146850464
Date	Apr 21, 2021
Book Page	14685/464

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	EAGLE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0141160153
Date	Sep 17, 2020
Book Page	14116/153

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154530316
Date	Apr 7, 2022
Book Page	15453/316

Lender

Name	MUTUAL OF OMAHA MORTGAGE LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	126 REDBUD RD, EDGEWOOD, MD 21040-3526
Document Number	0125750374
Book / Page	012575 / 000374
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 7, 2017
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 REDBUD RD EDGEWOOD MD 210403526, EDGEWOOD, MD 21040-3526

Mortgage

Document Number	0125750374
Date	Oct 30, 2017
Book Page	012575/000374

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45263

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,458.00 (+14.59%) Homeowner's exemption	$225,600 (+6.8%) Land $50,000 Building $175,600	$225,600 (-) Land $50,000 Building $175,600
2025	$2,145.00 (+9.38%) Homeowner's exemption	$211,233 (+15.74%)	$225,600 (+23.62%) Land $50,000 Building $175,600
2023		$182,500 Land $50,000 Building $132,500	$182,500 Land $50,000 Building $132,500
2022	$1,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2003–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Aug 2017 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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