126 Raven Dr, Berea, KY 40403 Property Records

Madison County property record for 126 Raven Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2020)
Tax Bill	$2,008 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0072-0003-0021`

Property Details

APN / Parcel Number

Primary APN	`0072-0003-0021`
Alternative APNs	`111106` `74270` `40315`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	40315
Street Address	126 RAVEN DR
City	BEREA
State	KY
Zip	40403-8707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLES LANDING LOT 21
Legal Subdivision	EAGLES LANDING
Legal Lot Number	21
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10901

Owner

126 Raven Dr is owned and occupied by an individual who bought it in June 2020.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	126 RAVEN DR, BEREA, KY 40403-8707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Jun 3, 2020	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Prior Sale	Oct 7, 2009 · Amount on File
Deed Document Number	2014013206
Deed Book / Page	D00788 / 602
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	126 RAVEN DR, BEREA, KY 40403-8707
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2222/147
Date	Mar 16, 2023
Book Page	M2222/147
Instrument	2014136239

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	345 Months
Due	Dec 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	126 RAVEN DR, BEREA, KY 40403-8707
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01766/653
Date	Sep 27, 2017
Book Page	M01766/653
Instrument	2013965428

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 3, 2020
Property Address	126 RAVEN DR, BEREA, KY 40403-8707
Document Number	D00788/602
Book / Page	D00788 / 602
Map Reference	MB 14 PG 191
Instrument Date	May 29, 2020
Instrument	2014013206
Transaction Type	Transfer
Record Updated	Feb 17, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 DONALD DR, RICHMOND, KY 40475-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	126 RAVEN DR, BEREA, KY 40403-8707
Investor	Possibly a Property Investor

Mortgage

Document Number	2014013207
Date	Jun 3, 2020
Instrument	2014013207

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Interest

Tax Assessment & Valuation

The 2025 property tax bill for 126 Raven Dr was $2,008 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,008.00 Additional exemption filed	$213,000	$213,000
2023	$2,066.00	$213,000	$213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Raven Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–2023)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Raven Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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