126 Ralyn Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 126 Ralyn Rd, Cotuit, MA 02635 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,744 sqft · built 1985
Lot Size0.49 acres (21,344 sqft)
OwnerIndividual Name on File
Tax Bill$5,607 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNCOTU M:022 L:050

Property Details

APN / Parcel Number

Primary APNCOTU M:022 L:050
Alternative APN
  • 10721

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,744 sqft Living Area
Gross Area4,000 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,344 sqft (0.49 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10721
Street Address126 RALYN RD
CityCOTUIT
StateMA
Zip02635-3042
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number50
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group1
Census Block1000
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:022 L:050

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address126 RALYN RD, COTUIT, MA 02635-3042
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Line of Credit
EASTERN BANK
Sep 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
SHAMROCK FIN'L
Jun 19, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2018
Deed SaleJun 19, 2018
Deed Document Number201829412
Deed Book / Page31347 / 212
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOTUIT MA
Property Address126 RALYN RD, COTUIT, MA 02635-3042
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037279-72
DateOct 31, 2025
Book Page37279/72
Instrument45113
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address126 RALYN RD, COTUIT, MA 02635-3042
Document Number31528-106
Instrument DateSep 10, 2018
Transaction TypeMortgage
Record UpdatedOct 02, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 RALYN RD COTUIT MA 026353042, COTUIT, MA 02635-3042

Mortgage

Document Number31528-106
DateSep 14, 2018
Book Page031528/000106
Instrument45294
Lender
NameSHAMROCK FIN'L
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBARNSTABLE MA
Recording DateJun 19, 2018
Property Address126 RALYN RD, COTUIT, MA 02635-3042
Document Number31347-212
Book / Page031347 / 000212
Instrument DateJun 04, 2018
Instrument29412
Transaction TypeTransfer
Record UpdatedJul 10, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 RALYN RD COTUIT MA 026353042, COTUIT, MA 02635-3042

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,607.00 (+13.92%)$671,500 (+7.51%) Land $219,600 Building $451,900$942,495
2024$4,922.00 (+5.13%)$624,600 (+11.66%) Land $219,600 Building $405,000
2023$4,682.00$559,400 Land $199,600 Building $359,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010132001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Nearby Flood Policies32 in force
12 of 32 on primary residences
Nearby Flood Claims9 (1990–2023)
Claims Outside the SFHA5 of 9
Most Recent ClaimAug 2023, rainfall accumulation
Flood Events
  • Hurricane Bob (Aug 1991), 5 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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