126 Quarry St, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 126 Quarry St, Cobleskill, NY 12043

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,104 sqft · built 1945
Lot Size0.9 acres (39,204 sqft)
Owner2 Individual Names on Record
Last Sale$20,000 (Jan 2018)
Tax Bill$5,413 (2025)
Deeds & MortgagesFeb 2019 Mortgage
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN432601 56.13-3-16

Property Details

APN / Parcel Number

Primary APN432601 56.13-3-16
Alternative APNs
  • 260105601300030160000000
  • 431A100633

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,104 sqft Living Area
1st Floor Area1,680 sqft
2nd Floor Area1,424 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions80 ft deep x 160 ft wide
Garage TypeDetached
Garage Area1,000 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number431A100633
Street Address126 QUARRY ST
CityCOBLESKILL
StateNY
Zip12043-4150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionHOUSE
Legal Block3
Legal Lot Number16.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionCOBLESKILL
Census Block Group4
Census Block4020
Census Tract740200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cobleskill Historic District
listed 1978 · 188 contributing resources · NRIS 78001910

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schoharie County and Cobleskill Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 QUARRY ST, COBLESKILL, NY 12043-4150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2019Deed of Trust, Mortgage · Balloon Mortgage
NATIONAL BANK
Jan 3, 2018Deed of Trust, Mortgage
NATIONAL BANK OF COXSACKIE
Jan 3, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2018 · Amount on Record
Deed SaleJan 3, 2018 · Amount on Record
Deed Document Number2018730238
Deed Book / Page1061 / 125
Record UpdatedJun 8, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address126 QUARRY ST, COBLESKILL, NY 12043-4150
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1830/157
DateFeb 19, 2019
Book Page1830/157
Instrument757113
Lender
NameNATIONAL BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueMar 1, 2044

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address126 QUARRY ST, COBLESKILL, NY 12043-4150
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001788/0000000268
DateJan 3, 2018
Book Page0000001788/0000000268
Instrument000000730239
Lender
NameNATIONAL BANK OF COXSACKIE
TypeBank
Agreement
AmountAmount Recorded
Term240 Months
DueJan 1, 2038

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHOHARIE NY
Recording DateJan 3, 2018
Property Address126 QUARRY ST, COBLESKILL, NY 12043-4150
Document Number001061/125
Book / Page1061 / 125
Instrument DateDec 18, 2017
Instrument000000730238
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$80.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 QUARRY ST, COBLESKILL, NY 12043-4150

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionCobleskill Town
MunicipalityCobleskill Village
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,413.00 (+6.62%)$92,800 (-) Land $8,500 Building $84,300$189,388 (+16.33%) Land $17,347 Building $172,041
2023$92,800 Land $8,500 Building $84,300$162,807 Land $14,912 Building $147,895
2020$5,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOBLESKILL VILLAGE
serves 4,678 people · EPA ID NY4700094
Water SourceSurface water
Last State InspectionOct 2023
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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