Albany County and Guilderland Town property record for 126 Prospect Ter, Altamont, NY 12009
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,776 sqft · built 1870 |
| Lot Size | 0.313 acres (13,666 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,402 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013001 37.18-1-8 |
| Primary APN | 013001 37.18-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Total Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 888 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Lot Area | 13,666 sqft (0.313 acres) |
| Lot Dimensions | 94.3 ft deep x 145 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 672 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03701800010080000000 |
|---|---|
| Street Address | 126 PROSPECT TER |
| City | ALTAMONT |
| State | NY |
| Zip | 12009-7724 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R10 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 14612 |
Source: Albany County and Guilderland Town records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 540, ALTAMONT, NY 12009-0540 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Municipality | Altamont Village |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,402.00 (+11.36%) | $177,000 (-) Land $35,000 Building $142,000 | $236,000 (+13.33%) Land $46,667 Building $189,333 |
| 2023 | $177,000 (-) Land $35,000 Building $142,000 | $208,235 (+7.06%) Land $41,176 Building $167,059 | |
| 2022 | $177,000 Land $35,000 Building $142,000 | $194,505 Land $38,461 Building $156,044 | |
| 2021 | $3,953.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 individual policies |
| Nearby Flood Policies | 27 units insured incl. 8 condo units |
| Nearby Flood Claims | 12 (1996–2025) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONT, VILLAGE serves 2,000 people · EPA ID NY0100190 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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