126 Prospect St, Zwingle, IA 52079 Property Records

Dubuque County property record for 126 Prospect St, Zwingle, IA 52079

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,492 sqft · built 1920
Lot Size	0.184 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (May 2026)
Tax Bill	$2,158 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-35-478-001`

Property Details

APN / Parcel Number

Primary APN	`21-35-478-001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,492 sqft Living Area
1st Floor Area	728 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,000 sqft (0.184 acres)
Lot Dimensions	100 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	210 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	126 PROSPECT ST
City	ZWINGLE
State	IA
Zip	52079-7717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CO
Legal Description	LOT 39 & 40 ZWINGLE;
Legal Range	02E
Legal Township	87N
Legal Section	35
Legal Subdivision	CITY OF ZWINGLE
Legal Lot Number	39,40
Jurisdiction	DUBUQUE IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2092
Census Tract	10300

Owner

126 Prospect St is owned and occupied by an individual who bought it in May 2026.

Source: Dubuque County records, as of June 8, 2026

Owner of Record	Individual Name on File
Mailing Address	10864 MANDERSCHEID RD, ZWINGLE, IA 52079-9409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Deed Document Number	20265747
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 29, 2026
Property Address	126 PROSPECT ST, ZWINGLE, IA 52079-7717
Document Number	0000005747
Instrument Date	May 29, 2026
Instrument	20265747
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$6,383.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10864 MANDERSCHEID RD, ZWINGLE, IA 52079-9409

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	126 PROSPECT ST, ZWINGLE, IA 52079-7717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009317
Date	Aug 16, 2019
Instrument	2019-00009317

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jun 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 126 Prospect St was $2,158 with a homeowner's exemption, up 38.5% from the year before.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Zwingle City
Unified School District	Maquoketa Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,158.00 (+38.51%) Homeowner's exemption	$146,100 Land $12,300 Building $133,800	$146,100 Land $12,300 Building $133,800
2024	$1,558.00
2023		$131,200 (+33.02%) Land $12,300 Building $118,900	$131,200 Land $12,300 Building $118,900
2022	$988.00 Homeowner's exemption	$98,630 Land $12,320 Building $86,310
2021			$98,630 Land $12,320 Building $86,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Prospect St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
La Motte Telephone Company Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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