126 Prospect St, Summit, NJ 07901 Property Records

Union County and Summit City property record for 126 Prospect St, Summit, NJ 07901

Property Summary

Property TypeSingle Family Home
Details3,644 sqft · built 1938
Lot Size0.367 acres (16,000 sqft)
OwnerCompany Name on Record
Last Sale$10 (Jul 2015)
Tax Bill$30,658 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN18-02804-0000-00002

Property Details

APN / Parcel Number

Primary APN18-02804-0000-00002
Alternative APN
  • 180280400002

Interior

Stories2 Stories
Building Area3,644 sqft Living Area

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Construction TypeFrame
Lot Area16,000 sqft (0.367 acres)
Lot Dimensions200 ft deep x 80 ft wide

Location & Zoning

Street Address126 PROSPECT ST
CitySUMMIT
StateNJ
Zip07901-2472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block2804
Legal Lot Number2
JurisdictionUNION NJ
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1003
Census Tract37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address126 PROSPECT ST, SUMMIT, NJ 07901-2472
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2015 · Amount on Record
Deed SaleJul 21, 2015 · Amount on Record
Prior SaleJun 18, 2012 · Amount on Record
Deed Book / Page6070 / 37
Prior Transfer DateJun 19, 2015
Prior Transfer Doc0060700037
Record UpdatedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address126 PROSPECT ST, SUMMIT, NJ 07901-2472
Transaction TypeMortgage
Record UpdatedSep 7, 2023
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 MECHANIC ST B, B, MILLBURN, NJ 07041-1106

Mortgage

Document Number0154012365
DateAug 22, 2023
Book Page15401/2365
Instrument55401
Lender
NameSTANLEY BURAKOVSKY ETUX
TypePrivate Party
Address17121 COLLINS AVE APT 4605, SUNNY ISLES BEACH, FL 33160
Agreement
AmountAmount Recorded
Term25 Months
DueAug 31, 2025

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
MunicipalitySummit City
Unified School DistrictSummit City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$713,000 (+3.98%) Land $233,400 Building $479,600$713,000 (+3.98%) Land $233,400 Building $479,600
2025$30,658.00 (+2.64%)$685,700 (-) Land $233,400 Building $452,300$685,700 (-) Land $233,400 Building $452,300
2024$29,869.00 (+1.71%)
2023$685,700 Land $233,400 Building $452,300$685,700 Land $233,400 Building $452,300
2022$29,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1979–2021)
Claims Outside the SFHA4 of 12
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

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