126 Paynes Mill Rd, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 126 Paynes Mill Rd, Charlottesville, VA 22902

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,992 sqft · built 2020
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$900,000 (Jan 2026)
Tax Bill$7,773 (2026)
Deeds & MortgagesMay 2023 Transfer
Flood ZoneZone X (minimal risk)
APN260034012

Property Details

APN / Parcel Number

Primary APN260034012
Alternative APN
  • 409522

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,992 sqft Finished Area
1st Floor Area1,416 sqft
2nd Floor Area245 sqft
Basement Area1,416 sqft
Finished Basement1,203 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialWood
Roof TypeGable
Roof MaterialShingle
Lot Area7,841 sqft (0.18 acres)
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area295 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address126 PAYNES MILL RD
CityCHARLOTTESVILLE
StateVA
Zip22902-6077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A
Legal DescriptionLOT 12 PAYNES MILL
Legal SubdivisionPAYNES MILL SUB
Legal Lot Number12
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group2
Census Block2007
Census Tract401

Owner

126 Paynes Mill Rd is owned and occupied by two individuals who bought it in January 2026.

Source: Charlottesville City records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address126 PAYNES MILL RD, CHARLOTTESVILLE, VA 22902-6077
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2026 · Amount on File
Deed SaleJan 23, 2026 · Amount on File
Prior SaleSep 18, 2020
Deed Document Number2026185
Prior Transfer DateMay 1, 2024
Prior Transfer Doc0000001103
Record UpdatedSep 20, 2026

May 2023: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionALBEMARLE VA
Recording DateMay 11, 2023
Property Address126 PAYNES MILL RD, CHARLOTTESVILLE, VA 22902-6077
Document Number202300003774
Map ReferenceDOC 201800002872
Instrument DateMay 1, 2023
Instrument202300003774
Transaction TypeTransfer
Record UpdatedJun 6, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40767 LENAH RUN CIR, ALDIE, VA 20105-2357

Tax Assessment & Valuation

The 2026 property tax bill for 126 Paynes Mill Rd was $7,773.

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,773.00$773,600 (+9.08%) Land $175,000 Building $598,600$773,600 (+9.08%) Land $175,000 Building $598,600
2025$709,200 Land $155,000 Building $554,200$709,200 Land $155,000 Building $554,200
2023$6,752.00 (+4.86%)$679,200 Land $135,000 Building $544,200$679,200 Land $135,000 Building $544,200
2022$6,439.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Paynes Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Paynes Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ting.

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