St. Johns County property record for 126 Osprey Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,623 sqft · built 1992 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,000 (May 2016) |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 230540-0000 |
| Primary APN | 230540-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,623 sqft Living Area |
| Gross Area | 2,101 sqft |
| 1st Floor Area | 1,623 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 128 sqft |
| Deck Area | 130 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 126 OSPREY RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-40 ST AUG SOUTH UT 7 LOTS 1926 & 1927 OR4187/1136 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 31 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 7 |
| Legal Block | 7 |
| Legal Lot Number | 1926 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 21302 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 126 OSPREY RD, SAINT AUGUSTINE, FL 32086-6118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on Record |
| Deed Sale | May 6, 2016 · Amount on Record |
| Deed Document Number | 201627985 |
| Deed Book / Page | 4187 / 1136 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 126 OSPREY RD, SAINT AUGUSTINE, FL 32086-6118 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043221232 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 4322/1232 |
| Instrument | 2017006199 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 126 OSPREY RD, SAINT AUGUSTINE, FL 32086-6118 |
| Document Number | 0048870158 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 126 OSPREY RD ST AUGUSTINE FL 320866118, ST AUGUSTINE, FL 32086-6118 |
| Document Number | 0048870158 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 004887/000158 |
| Instrument | 13739 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 20, 2035 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,722 (+2.7%) | $347,946 (+0.08%) Land $104,880 Building $243,066 | |
| 2025 | $2,657.00 (+13.74%) Homeowner's exemption | $209,077 (+2.9%) | $347,673 (+2.33%) Land $107,040 Building $240,633 |
| 2024 | $2,336.00 (+2.14%) Homeowner's exemption | $203,185 (+3%) | $339,745 (-1.68%) Land $107,040 Building $232,705 |
| 2023 | $2,287.00 (+3.44%) Homeowner's exemption | $197,267 (+3%) | $345,557 (+3.05%) Land $107,040 Building $238,517 |
| 2022 | $2,211.00 Homeowner's exemption | $191,521 | $335,330 Land $71,680 Building $263,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 18 (1992–2023) |
| Claims Outside the SFHA | 18 of 18 |
| Most Recent Claim | Oct 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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