126 Ocean Dunes Cir, Jupiter, FL 33477 Property Records

Palm Beach County property record for 126 Ocean Dunes Cir, Jupiter, FL 33477

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,645 sqft · built 1984
Lot Size	0.042 acres (1,821 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,747 (2025)
Deeds & Mortgages	Sep 2025 Reverse Mortgage Jun 2017 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-43-41-20-05-004-0041`

Property Details

APN / Parcel Number

Primary APN	`30-43-41-20-05-004-0041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,645 sqft Living Area
1st Floor Area	839 sqft
Upper Floors Area	806 sqft
Sunroom	Sunroom

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Exterior Material	Wood Siding
Construction Type	Wood
Lot Area	1,821 sqft (0.042 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	259 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	180 sqft
Patio Area	70 sqft
Balcony Area	70 sqft

Location & Zoning

Street Address	126 OCEAN DUNES CIR
City	JUPITER
State	FL
Zip	33477-9139
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	VILLAS OF OCEAN DUNES W 5.50 FT OF LT 4 & LT 5 (LESS W 1.50 FT) BLK 4
Legal Range	43E
Legal Township	41S
Legal Section	20
Legal Subdivision	VILLAS OF OCEAN DUNES
Legal Block	4
Legal Lot Number	4,5
Jurisdiction	PALM BEACH FL
Township / Civil Division	JUPITER
Census Block Group	3
Census Block	3003
Census Tract	406

Owner

Source: Palm Beach County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 OCEAN DUNES CIR, JUPITER, FL 33477-9139
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2025	Deed of Trust, Mortgage · Reverse Mortgage SMARTFI HOME LOANS LLC
Jun 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage NORWICH COMMERCIAL GROUP INC
May 24, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 2, 2025
Transfer Doc	0355011594
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	126 OCEAN DUNES CIR, JUPITER, FL 33477-9139
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 OCEAN DUNES CIR, JUPITER, FL 33477-9139

Mortgage

Document Number	0359940631
Date	Sep 10, 2025
Book Page	35994/631
Instrument	20250322720

Lender

Name	SMARTFI HOME LOANS LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	898 Months
Due	Jul 26, 2100

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	126 OCEAN DUNES CIR, JUPITER, FL 33477-9139
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0291291561
Date	Jun 5, 2017
Book Page	29129/1561
Instrument	20170199161

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Non-Lending Institution
Address	AVON, CT 06001

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.72%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Min Rate At Change	2%
Index	LIBOR
Max Rate	5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	126 OCEAN DUNES CIR, JUPITER, FL 33477-9139
Document Number	0291291578
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	126 OCEAN DUNES CIR JUPITER FL 334779139, JUPITER, FL 33477-9139

Mortgage

Document Number	0291291578
Date	Jun 5, 2017
Book Page	029129/001578
Instrument	199162

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	996 Months
Due	Jun 4, 2100

Interest

Rate Type	Adjustable Rate
Rate	4.72%

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Jupiter Town
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,747.00 (+11.21%)	$190,012 (+5.99%)	$480,921 (+2.13%) Building $480,921
2024	$2,470.00 (+2.07%)
2023	$2,420.00 (-2.42%) Homeowner's exemption Widower's exemption	$179,279 (+3%)	$470,875 (+13.29%) Building $470,875
2022	$2,480.00 Homeowner's exemption Widower's exemption	$174,057	$415,623 Building $415,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	7 (1995–2005)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Oct 2005 · Hurricane Wilma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JUPITER PUBLIC WATER SYSTEM,TOWN OF serves 94,929 people · EPA ID FL4501491
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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