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126 NE 48th Ter, Gainesville, FL 32641 Property Records

Alachua County property record for 126 NE 48th Ter, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,296 sqft · built 1973
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$153,000 (Oct 2022)
Tax Bill$2,780 (2024)
Deeds & MortgagesOct 2022 Sale & Mortgage
Jun 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN10864-039-000

Property Details

APN / Parcel Number

Primary APN10864-039-000
Alternative APN
  • 00958000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,296 sqft Heated Area
1st Floor Area1,296 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
DrivewayDriveway
Driveway Area300 sqft
PorchOpen Porch
Porch Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number00958000000
Street Address126 NE 48TH TER
CityGAINESVILLE
StateFL
Zip32641-6041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionLAKE RIDGE PB G-46 LOT 39 OR 5048/0909
Legal Range20E
Legal Township10S
Legal Section01
Legal SubdivisionLAKE RIDGE S/D
Legal Lot Number39
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group2
Census Block2016
Census Tract1400

Owner

126 NE 48th Ter is owned by an individual who bought it in October 2022.

Source: Alachua County records, as of January 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2814 SW 92ND DR, GAINESVILLE, FL 32608-7980
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Jun 16, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 28, 2020Court-Ordered Deed, Foreclosure
ATTORNEY ONLY
Jun 6, 2017Warranty Deed, Transfer · FHA Mortgage
FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2022 · Amount on File
Deed SaleOct 28, 2022 · Amount on File
Prior SaleJun 16, 2021 · Amount on File
Deed Document Number3454001
Deed Book / Page5048 / 909
Record UpdatedJun 8, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateOct 28, 2022
Property Address126 NE 48TH TER, GAINESVILLE, FL 32641-6041
Document Number0050480909
Book / Page5048 / 909
Map ReferenceMB G PG 46
Instrument DateDec 20, 2021
Instrument3454001
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,071.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16155 NW 7GTH TERRACE, 16155, ALACHUA, FL 32615

Transferred To (Grantee/Buyer)

NameVerified Name
Address2814 SW 92ND DR, GAINESVILLE, FL 32608-7980

Mortgage

Document Number0005048910
DateOct 28, 2022
Instrument5048/910
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term351 Months
DueJan 1, 2052

June 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionALACHUA FL
Recording DateJun 16, 2021
Property Address126 NE 48TH TER, GAINESVILLE, FL 32641-6041
Document Number0049010651
Book / Page4901 / 651
Map ReferenceMB G PG 46
Instrument DateMar 31, 2021
Instrument3345431
Transaction TypeTransfer
Record UpdatedJul 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$630.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13801 WIRELESS WAY, 13801, OKLAHOMA CITY, OK 73134-2500

Transferred To (Grantee/Buyer)

NameVerified Name
Address16155 NW 78TH TER, ALACHUA, FL 32615-5007

January 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionALACHUA FL
Recording DateJan 28, 2020
Property Address126 NE 48TH TER, GAINESVILLE, FL 32641-6041
Document Number0047491547
Book / Page004749 / 001547
Instrument DateJan 14, 2020
Instrument3239488
Transaction TypeForeclosure
Record UpdatedFeb 17, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$506.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address16745 W BERNARDO DR #300 SAN DIEGO CA 921271908, 300, SAN DIEGO, CA 92127-1908

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateJun 6, 2017
Property Address126 NE 48TH TER, GAINESVILLE, FL 32641-6041
Document Number0045211541
Book / Page4521 / 1541
Map ReferenceMB G PG46
Instrument DateMay 25, 2017
Instrument3062999
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyFLOREIDA LEGAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address103 NE 11TH ST, 103, GAINESVILLE, FL 32601-5637

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 NE 48TH TER, GAINESVILLE, FL 32641-6041

Mortgage

Document Number3063000
DateJun 6, 2017
Instrument3063000
Lender
NameFBT MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$131,166 Land $36,000 Building $95,166$131,166 Land $36,000 Building $95,166
2024$2,780.00 (+12.46%)
2023$2,472.00 (+11.15%)$106,022 (+24.11%) Land $37,000 Building $69,022$106,022 (+24.11%) Land $37,000 Building $69,022
2022$2,224.00$85,424 Land $25,000 Building $60,424$85,424 Land $25,000 Building $60,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 NE 48th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 NE 48th Ter is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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