126 N Summit St, Ypsilanti, MI 48197 Property Records

Washtenaw County property record for 126 N Summit St, Ypsilanti, MI 48197

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,158 sqft · built 1850
Lot Size	0.211 acres (9,191 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Dec 2022)
Tax Bill	$7,884 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-11-40-164-014`

Property Details

APN / Parcel Number

Primary APN	`11-11-40-164-014`
Alternative APN	`1140164014`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,158 sqft Living Area
1st Floor Area	774 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Exterior Material	Aluminum/Vinyl
Lot Area	9,191 sqft (0.211 acres)
Lot Dimensions	148 ft deep x 62 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	126 N SUMMIT ST
City	YPSILANTI
State	MI
Zip	48197-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CN-MID
Legal Description	OLD SID - 11 11-175-046-00 YP CITY 21W-61 LOT 46 CROSS & BAGLEY'S ADDITION.
Legal Range	07E
Legal Township	03S
Legal Section	40
Legal Subdivision	CROSS & BAGLEY'S ADD
Legal Block	164
Legal Lot Number	46
Jurisdiction	WASHTENAW MI
Township / Civil Division	YPSILANTI
Census Block Group	1
Census Block	1000
Census Tract	410300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ypsilanti Historic District (Boundary Increase) listed 1989 · 387 contributing resources · NRIS 88003055

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

126 N Summit St is owned and occupied by an individual who bought it in December 2022.

Source: Washtenaw County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	126 N SUMMIT ST, YPSILANTI, MI 48197-2737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST INDEPENDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2022 · Amount on File
Deed Sale	Dec 7, 2022 · Amount on File
Prior Sale	Sep 17, 2018 · Amount on File
Deed Document Number	20226672499
Deed Book / Page	5505 / 606
Prior Transfer Date	Apr 17, 2010
Prior Transfer Doc	0005991751
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Dec 7, 2022
Property Address	126 N SUMMIT ST, YPSILANTI, MI 48197-2737
Document Number	0006672499
Book / Page	5505 / 606
Map Reference	LB 41 PG 57
Instrument Date	Dec 5, 2022
Instrument	6672499
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9606 FALMOUTH DR, YPSILANTI, MI 48197-1878

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6442 STERLING TRL, DEXTER, MI 48130-8656
Investor	Possibly a Property Investor

Mortgage

Document Number	0006672500
Date	Dec 7, 2022
Instrument	6672500

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Sep 17, 2018
Property Address	126 N SUMMIT ST, YPSILANTI, MI 48197-2737
Document Number	0006440491
Book / Page	5273 / 796
Map Reference	LB41 PG57
Instrument Date	Aug 23, 2018
Instrument	6440491
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4710 BIRCH LN, 4710, DEXTER, MI 48130-8554

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9606 FALMOUTH DR, YPSILANTI, MI 48197-1878

Mortgage

Document Number	0006440492
Date	Sep 17, 2018
Instrument	6440492

Lender

Name	FIRST INDEPENDENCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 126 N Summit St was $7,884.

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Washtenaw County
Municipality	Ypsilanti City
Unified School District	Ypsilanti Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,700	$213,400
2025	$7,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 N Summit St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 126 N Summit St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YPSILANTI COMMUNITY UTILITY AUTHORITY serves 53,988 people · EPA ID MI0007260
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Mar 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

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