Riverside County property record for 126 N Ralph Rd, Lake Elsinore, CA 92530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,485 sqft · built 1983 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (May 2016) |
| Tax Bill | $4,383 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 389-250-027 |
| Primary APN | 389-250-027 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Gross Area | 2,037 sqft |
| 1st Floor Area | 1,485 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Traditional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 126 N RALPH RD |
|---|---|
| City | LAKE ELSINORE |
| State | CA |
| Zip | 92530-1835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .18 ACRES M/L IN POR LOT ST BLK TS MB 011/499 SD TOWN OF LUCERNE |
| Legal Subdivision | TOWN OF LUCERNE |
| Legal Block | TS |
| Legal Lot Number | ST |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | ELSINORE VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43010 |
126 N Ralph Rd is owned and occupied by two individuals who acquired it in April 2019.
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 N RALPH RD, LAKE ELSINORE, CA 92530-1835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Apr 30, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2016 · Amount on File |
| Deed Sale | May 24, 2016 · Amount on File |
| Deed Document Number | 2016212246 |
| Last Transfer Date | Apr 18, 2019 |
| Transfer Doc | 0000147428 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 126 N RALPH RD, LAKE ELSINORE, CA 92530-1835 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 126 N RALPH RD, LAKE ELSINORE, CA 92530-1835 |
| Document Number | 0000138001 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-0138001 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BURLINGAME, CA 94010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 126 N RALPH RD, LAKE ELSINORE, CA 92530-1835 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 126 N RALPH RD, LAKE ELSINORE, CA 92530-1835 |
| Document Number | 0000664484 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0664484 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 30, 2019 |
| Property Address | 126 N RALPH RD, LAKE ELSINORE, CA 92530-1835 |
| Document Number | 0000147428 |
| Instrument Date | Apr 18, 2019 |
| Instrument | 147428 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2019 |
| Title Company | TICOR TITLE RIVERSIDE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 126 N RALPH RD LAKE ELSINORE CA 925301835, LAKE ELSINORE, CA 92530-1835 |
| Document Number | 147429 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 147429 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2049 |
The 2025 property tax bill for 126 N Ralph Rd was $4,383 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Lake Elsinore City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,802 (+2%) Land $101,420 Building $280,382 | ||
| 2025 | $4,383.00 Homeowner's exemption | $374,317 Land $99,432 Building $274,885 | |
| 2023 | $4,139.00 (+2.12%) Homeowner's exemption | $359,784 Land $95,572 Building $264,212 | |
| 2022 | $4,053.00 | ||
| 2021 | $434,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 N Ralph Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 N Ralph Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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