126 N 78th St, Seattle, WA 98103 Property Records

King County property record for 126 N 78th St, Seattle, WA 98103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,260 sqft · built 1916
Lot Size	0.106 acres (4,635 sqft)
Owner	2 Individual Names on File
Last Sale	$314,950 (Jul 2001)
Tax Bill	$12,053 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`164650-0890`

Property Details

APN / Parcel Number

Primary APN	`164650-0890`
Alternative APN	`164650089000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,260 sqft Living Area
Gross Area	2,340 sqft
1st Floor Area	1,050 sqft
Upper Floors Area	580 sqft
Basement Area	630 sqft
Finished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Lot Area	4,635 sqft (0.106 acres)
Porch	Enclosed Porch
Porch Area	80 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	164650089000
Street Address	126 N 78TH ST
City	SEATTLE
State	WA
Zip	98103-4608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR3
Legal Description	CLOVERDALE ADD & SUPL W 1/2 OF 11 ALL 12
Legal Range	03
Legal Township	25
Legal Section	01
Legal Subdivision	CLOVERDALE ADD & SUPL
Legal Block	4
Legal Lot Number	11-12
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	2
Census Block	2000
Census Tract	2900

Owner

126 N 78th St is owned and occupied by two individuals who bought it in July 2001.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 N 78TH ST, SEATTLE, WA 98103-4608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2001 · Amount on File
Deed Sale	Jul 12, 2001 · Amount on File
Prior Sale	Jun 19, 1998 · Amount on File
Deed Document Number	20011207
Prior Transfer Date	Apr 13, 1993
Prior Transfer Doc	0005111747
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Apr 27, 2021
Property Address	126 N 78TH ST, SEATTLE, WA 98103-4608
Document Number	0000001045
Map Reference	VOL 4 PG 7
Instrument Date	Apr 20, 2021
Instrument	20210427001045
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CW TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	126 N 78TH ST, SEATTLE, WA 98103-4608

Mortgage

Document Number	0000001046
Date	Apr 27, 2021
Instrument	20210427001046

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 126 N 78th St was $12,053.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,053.00
2025		$1,143,000 (+5.83%) Land $729,000 Building $414,000	$1,143,000 (+5.83%) Land $729,000 Building $414,000
2024	$10,621.00	$1,080,000 Land $644,000 Building $436,000	$1,080,000 Land $644,000 Building $436,000
2022	$9,207.00	$1,071,000 Land $558,000 Building $513,000	$1,071,000 Land $558,000 Building $513,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 N 78th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1982)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1982 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 N 78th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20