126 Montero, Irvine, CA 92618 Property Records

Orange County property record for 126 Montero, Irvine, CA 92618

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,712 sqft · built 2019
Owner	Company Name on File
Last Sale	$2,090,000 (Sep 2023)
Tax Bill	$16,091 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`934-024-34`

Property Details

APN / Parcel Number

Primary APN	`934-024-34`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,712 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Condo/Apartment
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	126 MONTERO
City	IRVINE
State	CA
Zip	92618-1359
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 18126 BLK LOT 34 UN 127 LOT 34 OF TRACT 18126 OF CONDO PROJECT 934-02
Legal Subdivision	TRACT 18126
Legal Tract	18126
Legal Lot Number	34
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3033
Census Tract	62653

Owner

126 Montero, a condominium, is owned by a company that bought it in September 2023 and is owner-occupied.

Source: Orange County records, as of July 22, 2026

Owner of Record	Company Name on File
Mailing Address	126 MONTERO, IRVINE, CA 92618-1359
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Grant Deed, Transfer · Conventional Mortgage KINECTA FCU
Jan 28, 2020	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	2023236065
Record Updated	Sep 20, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 27, 2023
Property Address	126 MONTERO, IRVINE, CA 92618-1359
Document Number	0000236065
Map Reference	MB 975 PG 18-27
Instrument Date	Jun 8, 2023
Instrument	2023000236065
Transaction Type	Transfer
Record Updated	Oct 10, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 BIANCO, IRVINE, CA 92618-0106

Mortgage

Document Number	0000236066
Date	Sep 27, 2023
Instrument	2023000236066

Lender

Name	KINECTA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Max Rate	11.6%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 28, 2020
Property Address	126 MONTERO, IRVINE, CA 92618-1359
Document Number	0000037339
Map Reference	MB 975 PG 18-27
Instrument Date	Dec 27, 2019
Instrument	2020000037339
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	126 MONTERO, IRVINE, CA 92618-1359

Mortgage

Document Number	0000037340
Date	Jan 28, 2020
Instrument	2020000037340

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.09%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.09%
Index	1-Year LIBOR
Max Rate	8.09%

Tax Assessment & Valuation

The 2025 property tax bill for 126 Montero was $16,091 with a homeowner's exemption, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,091.00 (+1.71%) Homeowner's exemption	$1,381,353 Land $925,507 Building $455,846
2024	$15,821.00 (+1.26%)
2023	$15,624.00 (+1.78%)	$1,343,255 Land $717,681 Building $625,574
2022	$15,351.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 126 Montero in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Montero is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Google Fiber Fiber	2,000 / 1,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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