126 Middle Point Ct, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 126 Middle Point Ct, Gaithersburg, MD 20877

Property Summary

Property Type	Townhouse
Details	2.5 ba · 2,134 sqft · built 1984
Lot Size	0.045 acres (1,970 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Mar 2009)
Tax Bill	$3,908 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-01867252`

Property Details

APN / Parcel Number

Primary APN	`09-01867252`
Alternative APN	`01867252`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,134 sqft Living Area
1st Floor Area	777 sqft
Basement Area	580 sqft
Finished Basement	580 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,970 sqft (0.045 acres)
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01867252
Street Address	126 MIDDLE POINT CT
City	GAITHERSBURG
State	MD
Zip	20877-1836
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R18
Legal Description	FOXWOOD
Legal Subdivision	FOXWOOD
Legal Block	2
Legal Lot Number	37
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	2
Census Block	2002
Census Tract	700732

Owner

126 Middle Point Ct, a townhouse, is owned and occupied by an individual who bought it in March 2009.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	126 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC
Jul 18, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2009 · Amount on File
Deed Sale	Mar 27, 2009 · Amount on File
Prior Sale	Dec 23, 2005 · Amount on File
Deed Document Number	20096517
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	126 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1836
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1836

Mortgage

Document Number	0619560179
Date	Feb 22, 2021
Book Page	61956/179

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	126 MIDDLE POINT CT, GAITHERSBURG, MD 20877-1836
Document Number	0579740378
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 MIDDLE POINT CT GAITHERSBURG MD 208771836, GAITHERSBURG, MD 20877-1836

Mortgage

Document Number	0579740378
Date	Aug 6, 2019
Book Page	057974/000378

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 126 Middle Point Ct was $3,908.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$349,800 (+5.69%) Land $120,000 Building $229,800	$349,800 (-) Land $120,000 Building $229,800
2025	$3,908.00	$330,967	$349,800 Land $120,000 Building $229,800
2023		$293,300 (+2.11%) Land $120,000 Building $173,300	$293,300 (-) Land $120,000 Building $173,300
2022	$3,165.00 Homeowner's exemption	$287,233	$293,300 Land $120,000 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Middle Point Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 Middle Point Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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