Nassau County and Hempstead Town property record for 126 Merle Ave, Oceanside, NY 11572
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,223 sqft · built 1903 |
| Lot Size | 0.252 acres (10,990 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Feb 1997) |
| Tax Bill | $11,554 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-362-00-0005 |
| Primary APN | 38-362-00-0005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 10,990 sqft (0.252 acres) |
| Lot Dimensions | 158 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 382 sqft |
| Balcony Area | 6 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 38362 00050 |
|---|---|
| Street Address | 126 MERLE AVE |
| City | OCEANSIDE |
| State | NY |
| Zip | 11572-2235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 011 |
| Legal Block | 362 |
| Legal Lot Number | 5 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 413200 |
126 Merle Ave is owned and occupied by an individual who bought it in February 1997.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 MERLE AVE, OCEANSIDE, NY 11572-2235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Feb 4, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 1997 · Amount on File |
| Deed Sale | Feb 28, 1997 · Amount on File |
| Deed Book / Page | 10752 / 783 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 126 MERLE AVE, OCEANSIDE, NY 11572-2235 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 126 MOORE AVE, OCEANSIDE, NY 11572-4029 |
| Document Number | M467270696 |
|---|---|
| Date | Jul 7, 2022 |
| Book Page | M46727/696 |
| Instrument | 2022-72309 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 126 MERLE AVE, OCEANSIDE, NY 11572-2235 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0439990045 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 43999/45 |
| Instrument | 2020-012491 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 126 Merle Ave was $11,554 with exemptions applied.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Oceanside Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $528 Land $247 Building $281 | $528,000 | |
| 2025 | $11,554.00 | ||
| 2023 | $9,858.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $584 Land $273 Building $311 | $584,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 126 Merle Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 5 (1979–2012) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 126 Merle Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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