Lafayette Parish property record for 126 Memory Ln, Lafayette, LA 70506
| Property Type | Single Family Home |
|---|---|
| Details | 1,876 sqft · built 1948 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Dec 2012 Mortgage Apr 2005 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6033434 |
| Primary APN | 6033434 |
|---|
| Building Area | 1,876 sqft Living Area |
|---|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 112 ft deep x 75 ft wide |
| Garage Area | 280 sqft |
| Street Address | 126 MEMORY LN |
|---|---|
| City | LAFAYETTE |
| State | LA |
| Zip | 70506-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 346-FAIRFIELD EXT #1 (75X112.6) |
| Legal Range | 04E |
| Legal Township | 09S |
| Legal Section | 06 |
| Legal Subdivision | FAIRFIELD SUBDIVISION EXTENSIO |
| Legal Lot Number | 346 |
| Jurisdiction | LAFAYETTE LA |
| Township / Civil Division | E |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 602 |
126 Memory Ln is owned and occupied by an individual.
Source: Lafayette Parish records, as of April 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 MEMORY LN, LAFAYETTE, LA 70506-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2012 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 27, 2005 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 126 MEMORY LN, LAFAYETTE, LA 70506-3204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 201200048605 |
|---|---|
| Date | Dec 11, 2012 |
| Instrument | 2012-00048605 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE LA |
| Property Address | 126 MEMORY LN, LAFAYETTE, LA 70506-3204 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200500018079 |
|---|---|
| Date | Apr 27, 2005 |
| Instrument | 2005-00018079 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55437 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2025 |
The 2025 property tax bill for 126 Memory Ln was $2,034 with a homeowner's exemption.
Source: Lafayette Parish assessment roll, as of April 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lafayette Parish |
| Municipality | Lafayette City |
| Unified School District | Lafayette Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,034.00 | $19,556 Land $3,610 Building $15,946 | $195,560 Land $36,100 Building $159,460 |
| 2023 | $1,323.00 (+0.68%) Homeowner's exemption | $18,763 (-) Land $3,610 Building $15,153 | $187,630 (-) Land $36,100 Building $151,530 |
| 2022 | $1,314.00 Homeowner's exemption | $18,763 Land $3,610 Building $15,153 | $187,630 Land $36,100 Building $151,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Memory Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 9 (1978–2016) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Aug 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Memory Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Louisiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LFT Fiber Fiber | 10,000 / 10,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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