Gaston County property record for 126 Main St, Gastonia, NC 28056
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,376 sqft · built 1958 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Company Name on File |
| Last Sale | $290,000 (May 2023) |
| Tax Bill | $2,586 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 205245 |
| Primary APN | 205245 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,376 sqft Heated Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Brick |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | HVAC |
|---|
| Street Address | 126 MAIN ST |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | REST2 |
| Legal Description | 03 011 021 00 000 |
| Legal Subdivision | 128 S MAIN STREET |
| Jurisdiction | GASTON NC |
| Township / Civil Division | RIVERBEND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 31102 |
126 Main St, a commercial property, is owned by a company that bought it in May 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32 OCEAN CT, SAINT AUGUSTINE, FL 32080-6390 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Special Warranty Deed, Transfer · Commercial Mortgage GARY W SMITHE ETAL |
| Aug 12, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Nov 18, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Prior Sale | Nov 18, 2019 · Amount on File |
| Deed Book / Page | 5412 / 978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | May 24, 2023 |
| Property Address | 126 MAIN ST, GASTONIA, NC 28056 |
| Document Number | 0054120978 |
| Book / Page | 5412 / 978 |
| Instrument Date | May 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1315 HEATHER LN, CHARLOTTE, NC 28209-2545 |
| Name | Verified Name |
|---|---|
| Address | 32 OCEAN CT, SAINT AUGUSTINE BEACH, FL 32080-6390 |
| Document Number | 0005412983 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 5412/983 |
| Name | GARY W SMITHE ETAL |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 126 MAIN ST, GASTONIA, NC 28056 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 128 S MAIN ST, MOUNT HOLLY, NC 28120-1619 |
| Document Number | 0051461229 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 5146/1229 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28210 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 18, 2019 |
| Property Address | 126 MAIN ST, GASTONIA, NC 28056 |
| Document Number | 0050820477 |
| Book / Page | 005082 / 000477 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 128 S MAIN ST MOUNT HOLLY NC 281201619, MOUNT HOLLY, NC 28120-1619 |
The 2026 property tax bill for 126 Main St was $2,586.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Mount Holly City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,586.00 | $257,620 Land $106,020 Building $151,600 | |
| 2023 | $2,628.00 | $258,970 Land $106,020 Building $152,950 | |
| 2021 | $179,700 Land $70,710 Building $108,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Main St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MOUNT HOLLY serves 19,200 people · EPA ID NC0136020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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