126 Lorraine Ct, Berea, KY 40403 Property Records

Madison County property record for 126 Lorraine Ct, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,681 sqft
Lot Size	0.319 acres (13,910 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Mar 2026)
Tax Bill	$1,829 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B009-0012-0073`

Property Details

APN / Parcel Number

Primary APN	`B009-0012-0073`
Alternative APNs	`118166` `81200` `47634`

Interior

Stories	1 Story
Building Area	1,681 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	13,910 sqft (0.319 acres)

Location & Zoning

Account Number	47634
Street Address	126 LORRAINE CT
City	BEREA
State	KY
Zip	40403-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4
Legal Subdivision	LORRAINE
Legal Lot Number	4
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2013
Census Tract	11303

Owner

126 Lorraine Ct is owned and occupied by two individuals who bought it in March 2026.

Source: Madison County records, as of March 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 LORRAINE CT, BEREA, KY 40403-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jul 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage FAHE INC
Jul 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FAHE
Apr 28, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	Jun 24, 2020 · Amount on File
Deed Document Number	202614325976
Deed Book / Page	880 / 71
Prior Transfer Date	Feb 13, 2017
Prior Transfer Doc	D00744/027
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	126 LORRAINE CT, BEREA, KY 40403-1318
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LORRAINE CT, BEREA, KY 40403-1318
Investor	Possibly a Property Investor

Mortgage

Document Number	0M2450/535
Date	Mar 11, 2026
Book Page	M2450/535
Instrument	2014325981

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 24, 2020
Property Address	126 LORRAINE CT, BEREA, KY 40403-1318
Document Number	D00789/612
Book / Page	D00789 / 612
Instrument Date	Jun 19, 2020
Instrument	2014014596
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TTL GRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 LORRAINE CT, 126, BEREA, KY 40403-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	126 LORRAINE CT, BEREA, KY 40403-1318

Mortgage

Document Number	2014014597
Date	Jun 24, 2020
Instrument	2014014597

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	126 LORRAINE CT, BEREA, KY 40403-1318
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2013961073
Date	Jul 3, 2017
Book Page	M01751/217
Instrument	2013961073

Lender

Name	FAHE INC
Type	Non-Lending Institution
Address	BEREA, KY 40403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jul 3, 2017
Property Address	126 LORRAINE CT, BEREA, KY 40403-1318
Document Number	D00747/140
Book / Page	D00747 / 140
Instrument Date	Jun 19, 2017
Instrument	2013961072
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 LORRAINE CT, 126, BEREA, KY 40403-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LORRAINE CT, BEREA, KY 40403-1318

Mortgage

Document Number	2013961075
Date	Jul 3, 2017
Instrument	2013961075

Lender

Name	FAHE
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Apr 28, 2017
Property Address	126 LORRAINE CT, BEREA, KY 40403-1318
Document Number	D00744/027
Book / Page	D00744 / 027
Instrument Date	Feb 13, 2017
Instrument	2013957870
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LORRAINE CT, BEREA, KY 40403-1318

Tax Assessment & Valuation

The 2025 property tax bill for 126 Lorraine Ct was $1,829.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,829.00	$153,500	$153,500
2023	$2,007.00	$153,500	$153,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Lorraine Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Lorraine Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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