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126 Lorelane Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 126 Lorelane Pl, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,204 sqft · built 1993
Lot Size0.201 acres (8,750 sqft)
Owner2 Individual Names on Record
Last Sale$900,000 (Oct 2020)
Tax Bill$9,632 (2024)
Deeds & MortgagesMar 2022 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00499450-000000

Property Details

APN / Parcel Number

Primary APN00499450-000000
Alternative APNs
  • 32613900499450000000
  • 1617300

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories3 Stories
Building Area3,204 sqft Living Area
Gross Area3,582 sqft
1st Floor Area2,278 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area8,750 sqft (0.201 acres)
Lot Dimensions125 ft deep x 70 ft wide
View / LotCanal
Garage TypeAttached
Garage Area378 sqft

Exterior Amenities

Pool Area326 sqft
PorchFlorida Room
Porch Area1,166 sqft
Patio Area1,872 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1617300
Street Address126 LORELANE PL
CityKEY LARGO
StateFL
Zip33037-4230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 9 LT 8 KEY LARGO OCEAN SHORES ADDN-KEY LARGO-PB4-124 OR340-558 OR421-529/30 OR554-830 CJ DOCKET 10-12 OR648-232 OR702-873 OR904-1105 OR1118-257 OR1154-1445 OR1165-1588 OR1223-1 OR1223-2 OR1223-3 OR1398-2075 OR1676-808 OR1676-809 OR1957-1109 OR2319
Legal Range39E
Legal Township61S
Legal Section32
Legal SubdivisionKEY LARGO OCEAN SHORES ADD
Legal Block9
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2045
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12200 SW 80TH ST, MIAMI, FL 33183-3618
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Oct 15, 2020Warranty Deed, Transfer · Conventional Mortgage
OAKTREE FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleDec 28, 2011 · Amount on Record
Deed Document Number20202286012
Deed Book / Page3050 / 620
Transfer Doc1398002075
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address126 LORELANE PL, KEY LARGO, FL 33037-4230
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 LORELARIE PL, KEY LARGO, FL 33037
InvestorPossibly a Property Investor

Mortgage

Document Number0031601446
DateMar 14, 2022
Book Page3160/1446
Instrument2365569
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term311 Months
DueFeb 18, 2048

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateOct 15, 2020
Property Address126 LORELANE PL, KEY LARGO, FL 33037-4230
Document Number0030500620
Book / Page3050 / 620
Map ReferenceMB 4 PG 124
Instrument DateOct 14, 2020
Instrument2286012
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12200 SW 80TH ST, MIAMI, FL 33183-3618

Mortgage

Document Number0003050622
DateOct 15, 2020
Instrument3050/622
Lender
NameOAKTREE FUNDING CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,524,551 (+6.11%) Land $822,938 Building $701,613$1,524,551 (+6.11%) Land $822,938 Building $701,613
2024$9,632.00 (+2.41%)
2023$9,405.00 (+26.06%)$1,436,716 (+43.53%) Land $952,875 Building $483,841$1,436,716 (+43.53%) Land $952,875 Building $483,841
2022$7,461.00$1,000,978 Land $506,756 Building $494,222$1,000,978 Land $506,756 Building $494,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 595 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies839 units insured
incl. 244 condo units
Nearby Flood Claims304 (1983–2025)
Claims Outside the SFHA8 of 304
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 221 claims
  • Hurricane Irene, Oct 1999 · 24 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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