126 Lincoln St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 126 Lincoln St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,542 sqft · built 1894
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Mar 2018)
Tax Bill	$1,286 (2025)
Deeds & Mortgages	Feb 2018 Sale Oct 2017 Foreclosure
Flood Zone	Zone X (moderate risk)
APN	`8913-23-281-009`

Property Details

APN / Parcel Number

Primary APN	`8913-23-281-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,542 sqft Living Area
1st Floor Area	480 sqft
Basement Area	1,062 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Porch	Porch
Porch Area	210 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	126 LINCOLN ST
City	WATERLOO
State	IA
Zip	50703-3718
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRIS CASE ADDITION LOT 52
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	MORRIS CASE ADDITION
Legal Lot Number	52
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1010
Census Tract	100

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	129 LINCOLN ST, WATERLOO, IA 50703-3717
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2018	Warranty Deed, Transfer
Oct 23, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Document Number	201815605
Record Updated	Oct 29, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 16, 2018
Property Address	126 LINCOLN ST, WATERLOO, IA 50703-3718
Document Number	201800013469
Instrument Date	Dec 27, 2017
Instrument	201800013469
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LINCOLN ST, WATERLOO, IA 50703-3718
Investor	Possibly a Property Investor

October 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 23, 2017
Property Address	126 LINCOLN ST, WATERLOO, IA 50703-3718
Document Number	201800007168
Instrument Date	Oct 11, 2017
Instrument	2018-00007168
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 E 6TH ST, 225, WATERLOO, IA 50703-4719

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,286.00 (+30.16%)	$62,970 (+38.18%) Land $10,500 Building $52,470	$62,970 (+38.18%) Land $10,500 Building $52,470
2024	$988.00 (+14.88%)
2023		$45,570 (+16.46%) Land $10,500 Building $35,070	$45,570 (+16.46%) Land $10,500 Building $35,070
2022	$860.00	$39,130 Land $10,500 Building $28,630
2021			$39,130 Land $10,500 Building $28,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1993–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Aug 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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