126 Library Dr, Lowell, IN 46356 Property Records

Lake County property record for 126 Library Dr, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,847 sqft · built 1948
Lot Size	0.276 acres (12,062 sqft)
Owner	Individual Name on File
Tax Bill	$2,901 (2024)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-17-04-0026-0038`

Property Details

APN / Parcel Number

Primary APN	`002-17-04-0026-0038`
Alternative APNs	`45-19-23-457-006.000-008` `170400260038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,847 sqft Living Area
Attic Area	1,410 sqft
Basement Area	1,437 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Construction Type	Brick
Roof Material	Asphalt
Lot Area	12,062 sqft (0.276 acres)
Lot Dimensions	74 ft deep x 163 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	002-17-04-0026-0038
Old Parcel Number	170400260038
Street Address	126 LIBRARY DR
City	LOWELL
State	IN
Zip	46356-2320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLARK'S ADD E.74.25FT OF N.1/2 OF LOT 12 & E.74.25FT OF LOTS 13 & 14
Legal Subdivision	CLARKS ADD
Legal Lot Number	12 14
Jurisdiction	LAKE IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2005
Census Tract	43403

Owner

126 Library Dr is owned and occupied by an individual who acquired it in July 2019.

Source: Lake County records, as of March 18, 2026

Owner of Record	Individual Name on File
Mailing Address	126 LIBRARY DR, LOWELL, IN 46356-2320
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2019
Deed Sale	Jul 16, 2019
Prior Sale	Feb 7, 2014
Deed Document Number	2019 043148
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 16, 2019
Property Address	126 LIBRARY DR, LOWELL, IN 46356-2320
Document Number	0000043148
Map Reference	MISC A PG 413
Instrument Date	Jun 26, 2019
Instrument	2019 043148
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	GREATER INDIANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LIBRARY DR, LOWELL, IN 46356-2320

Mortgage

Document Number	0000043149
Date	Jul 16, 2019
Instrument	2019 043149

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Cedar Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$354,100 Land $42,900 Building $311,200	$354,100 Land $42,900 Building $311,200
2024	$2,901.00
2023		$281,700 (+8.26%) Land $42,900 Building $238,800	$281,700 (+8.26%) Land $42,900 Building $238,800
2022	$2,602.00 Homeowner's exemption	$260,200 Land $42,900 Building $217,300	$260,200 Land $42,900 Building $217,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Library Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Library Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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