Iredell County property record for 126 Lake Spring Loop, Mooresville, NC 28117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,119 sqft · built 1997 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $839,000 (Jan 2026) |
| Tax Bill | $3,134 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4626-40-3525.000 |
| Primary APN | 4626-40-3525.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,119 sqft Heated Area |
| Gross Area | 4,459 sqft |
| 1st Floor Area | 1,867 sqft |
| Attic | Attic |
| Attic Area | 654 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Lot Width | 84 ft Width |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 77393796 |
|---|---|
| Street Address | 126 LAKE SPRING LOOP |
| City | MOORESVILLE |
| State | NC |
| Zip | 28117-3500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | #25 THE HARBOUR PH 3 PB27-75 |
| Legal Subdivision | THE HARBOUR |
| Legal Block | 40 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | DAVIDSON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 61401 |
126 Lake Spring Loop is owned and occupied by two individuals who bought it in January 2026.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 126 LAKE SPRING LOOP, MOORESVILLE, NC 28117-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit WFG LENDER SERVICES |
| Jan 27, 2026 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Oct 8, 2025 | Deed of Trust, Mortgage · Line of Credit CAROLINAS TELCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2026 · Amount on File |
| Deed Sale | Jan 27, 2026 · Amount on File |
| Prior Sale | Jun 22, 1998 · Amount on File |
| Deed Book / Page | 3190 / 610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jun 11, 2026 |
| Property Address | 126 LAKE SPRING LOOP, MOORESVILLE, NC 28117-3500 |
| Document Number | 3220001114 |
| Book / Page | 3220 / 1114 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 3220001114, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 3220/1114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 26, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Jan 27, 2026 |
| Property Address | 126 LAKE SPRING LOOP, MOORESVILLE, NC 28117-3500 |
| Document Number | 0003190610 |
| Book / Page | 3190 / 610 |
| Map Reference | MB 27 PG 75-77 |
| Instrument Date | Jan 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,678.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 LIVA LN, MOORESVILLE, NC 28117-8422 |
| Name | Verified Name |
|---|---|
| Address | 126 LAKE SPRING LOOP, MOORESVILLE, NC 28117-3500 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 126 LAKE SPRING LOOP, MOORESVILLE, NC 28117-3500 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0031671257 |
|---|---|
| Date | Oct 8, 2025 |
| Book Page | 3167/1257 |
| Name | CAROLINAS TELCO FCU |
|---|---|
| Type | Credit Union |
| Address | 3921 TUCKASEEGEE RD, CHARLOTTE, NC 28208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Oct 7, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 126 Lake Spring Loop was $3,134.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $521,020 (-) Land $125,000 Building $396,020 | $521,020 (-) Land $125,000 Building $396,020 | |
| 2025 | $3,134.00 | $521,020 (-) Land $125,000 Building $396,020 | $521,020 (-) Land $125,000 Building $396,020 |
| 2024 | $3,134.00 | $521,020 (-) Land $125,000 Building $396,020 | $521,020 (-) Land $125,000 Building $396,020 |
| 2023 | $3,134.00 (+34.8%) | $521,020 (+44.3%) Land $125,000 Building $396,020 | $521,020 (+44.3%) Land $125,000 Building $396,020 |
| 2022 | $2,325.00 | $361,060 Land $90,000 Building $271,060 | $361,060 Land $90,000 Building $271,060 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 126 Lake Spring Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Lake Spring Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARBOUR POINT S/D private · serves 4,031 people · EPA ID NC0149185 |
|---|---|
| Water Source | Purchased surface water from TOWN OF MOORESVILLE |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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