126 Lafayette St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 126 Lafayette St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,952 sqft · built 1996
Lot Size	0.285 acres (12,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,247,500 (Jun 2026)
Tax Bill	$9,474 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0038 B:003A L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0038 B:003A L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,952 sqft Living Area
Gross Area	5,312 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,432 sqft (0.285 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	126 LAFAYETTE ST
City	MARBLEHEAD
State	MA
Zip	01945-1164
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WHITTING S REAL ESTATE TRUST
Legal Block	3A
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	8
Census Block	8000
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 LAFAYETTE ST, MARBLEHEAD, MA 01945-1164
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROCKLAND FCU
Dec 20, 2019	Quit Claim Deed, Transfer · VA Mortgage DREW MORTGAGE ASSOCIATES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on Record
Deed Sale	Jun 15, 2026 · Amount on Record
Prior Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	20264040
Deed Book / Page	43445 / 435
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 15, 2026
Property Address	126 LAFAYETTE ST, MARBLEHEAD, MA 01945-1164
Document Number	0000004040
Book / Page	43445 / 435
Instrument Date	Jun 3, 2026
Instrument	20264040
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 LAFAYETTE ST, MARBLEHEAD, MA 01945-1164

Mortgage

Date	Jun 15, 2026

Lender

Name	ROCKLAND FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Dec 20, 2019
Property Address	126 LAFAYETTE ST, MARBLEHEAD, MA 01945-1164
Document Number	38133-570
Book / Page	38133 / 570
Instrument Date	Dec 20, 2019
Instrument	20191220003220
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 LAFAYETTE ST, MARBLEHEAD, MA 01945-1164

Mortgage

Document Number	191220003230
Date	Dec 20, 2019
Instrument	191220003230

Lender

Name	DREW MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,474.00 (-4.6%)	$1,106,800 (+0.87%) Land $509,000 Building $597,800	$1,211,334 (+13.49%)
2025	$9,931.00 (+8.2%)	$1,097,300 (+7.13%) Land $535,800 Building $561,500	$1,067,325
2024	$9,178.00 (+0.71%)	$1,024,300 (+12.4%) Land $482,200 Building $542,100
2023	$9,113.00	$911,300 Land $482,200 Building $429,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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