Albany County and Westerlo Town property record for 126 Kropp Rd, Westerlo, NY 12193
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2022 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,000 (Jan 2025) |
| Tax Bill | $4,841 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage May 2022 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 138.-1-31.2 |
| Primary APN | 013800 138.-1-31.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,612 sqft Living Area |
| 1st Floor Area | 1,612 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Lot Area | 435,600 sqft (10 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 13800000010310020000 |
|---|---|
| Street Address | 126 KROPP RD |
| City | WESTERLO |
| State | NY |
| Zip | 12193-1924 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | RDA |
| Legal Block | 1 |
| Legal Lot Number | 31.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3776 OLD PHILADELPHIA PIKE, BETHLEHEM, PA 18015-5430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 25, 2022 | Deed of Trust, Mortgage · Construction Mortgage THE NATIONAL BANK OF COXSACKIE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2025 · Amount on Record |
| Deed Sale | Jan 10, 2025 · Amount on Record |
| Deed Document Number | 2025584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 126 KROPP RD, WESTERLO, NY 12193-1924 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | UNKNOWN, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 126 KROPP RD, WESTERLO, NY 12193-1924 |
| Document Number | 0000007093 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | R2025-17093 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 126 KROPP RD, WESTERLO, NY 12193-1924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 126 KROPP RD, WESTERLO, NY 12193-1924 |
| Document Number | 0000003461 |
|---|---|
| Date | May 25, 2022 |
| Instrument | R2022-13461 |
| Name | THE NATIONAL BANK OF COXSACKIE |
|---|---|
| Type | Bank |
| Address | COXSACKIE, NY 12051 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Feb 12, 2053 |
Source: Albany County and Westerlo Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,841.00 (+48.13%) | ||
| 2025 | $3,268.00 (+737.95%) | $1,600 (-) Land $200 Building $1,400 | $275,862 (+10.34%) Land $34,483 Building $241,379 |
| 2023 | $1,600 (+7%) Land $200 Building $1,400 | $250,000 (+837.49%) Land $31,250 Building $218,750 | |
| 2022 | $200 Land $200 | $26,667 Land $26,667 | |
| 2021 | $390.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
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