St. Tammany Parish property record for 126 Inspiration Ln, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 1,641 sqft · built 2015 |
| Lot Size | 0.231 acres (10,089 sqft) |
| Owner | Individual Name on File |
| Last Sale | $260,000 (Jun 2026) |
| Tax Bill | $1,712 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2022 Transfer + 3 more |
| APN | 106-007-4276 |
| Primary APN | 106-007-4276 |
|---|---|
| Alternative APN |
|
| Building Area | 1,641 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 10,089 sqft (0.231 acres) |
| Street Address | 126 INSPIRATION LN |
|---|---|
| City | COVINGTON |
| State | LA |
| Zip | 70433-7417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J AND M LT26 |
| Legal Subdivision | J & M SUBDIVISION |
| Legal Lot Number | 26 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 40402 |
126 Inspiration Ln is owned and occupied by an individual who bought it in June 2026.
Source: St. Tammany Parish records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORPORATION |
| Sep 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Jul 8, 2019 | Deed, Transfer · Conventional Mortgage CHEVRON FCU |
| Jan 23, 2014 | Cash Sale Deed, Subdivision Related Transfer · Conventional Mortgage GMFS LLC |
| Apr 25, 2013 | Deed, Transfer HOME BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 2026 · Amount on File |
| Deed Sale | Jun 1, 2026 · Amount on File |
| Prior Sale | Sep 14, 2022 |
| Deed Document Number | 20262493613 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jun 1, 2026 |
| Property Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0002493613 |
| Instrument Date | May 29, 2026 |
| Instrument | 20262493613 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | GEAUX TITLE LLC, GEAUX TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0002493614, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 20262493614 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Sep 14, 2022 |
| Property Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0002345877 |
| Map Reference | MAP 516A |
| Instrument Date | Aug 28, 2022 |
| Instrument | 2345877 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jul 8, 2019 |
| Property Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0002163770 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 2163770 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0002163772 |
|---|---|
| Date | Jul 8, 2019 |
| Instrument | 2163772 |
| Name | CHEVRON FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Jan 23, 2014 |
| Property Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0001929600 |
| Instrument Date | Jan 10, 2014 |
| Instrument | 1929600 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 1929601 |
|---|---|
| Date | Jan 23, 2014 |
| Instrument | 1929601 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Apr 25, 2013 |
| Property Address | 126 INSPIRATION LN, COVINGTON, LA 70433-7417 |
| Document Number | 0001897630 |
| Instrument Date | Apr 25, 2013 |
| Instrument | 1897630 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 928 OLD PONCHATOULA HWY, MADISONVILLE, LA 70447-9508 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1812, COVINGTON, LA 70434-1812 |
| Document Number | 0001897633 |
|---|---|
| Date | Apr 25, 2013 |
| Instrument | 1897633 |
| Name | HOME BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 126 Inspiration Ln was $1,712 with a homeowner's exemption, down 3.7% from the year before.
Source: St. Tammany Parish assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Municipality | Covington City |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,712.00 (-3.66%) Homeowner's exemption | $22,379 (-) Land $2,500 Building $19,879 | $223,785 (-) Land $25,000 Building $198,785 |
| 2024 | $1,777.00 (+12.75%) Homeowner's exemption | $22,379 (+14.47%) Land $2,500 Building $19,879 | $223,785 (+14.47%) Land $25,000 Building $198,785 |
| 2023 | $1,576.00 Homeowner's exemption | $19,550 (-) Land $2,500 Building $17,050 | $195,500 (-) Land $25,000 Building $170,500 |
| 2022 | $1,576.00 Homeowner's exemption | $19,550 Land $2,500 Building $17,050 | $195,500 Land $25,000 Building $170,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 126 Inspiration Ln; there have been 16 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 328 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 328 in force |
| Nearby Flood Claims | 16 (2005–2024) |
| Claims Outside the SFHA | 2 of 16 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Inspiration Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected May 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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