1. Home
  2. Florida
  3. Suwannee County
  4. Live Oak
  5. Howard St E

126 Howard St E, Live Oak, FL 32064 Property Records

Suwannee County property record for 126 Howard St E, Live Oak, FL 32064 · Last verified April 2026

Property Summary

Property TypeCommercial
Details6,041 sqft · built 1911
Lot Size0.199 acres (8,657 sqft)
OwnerCompany Name on File
Last Sale$335,000 (Jun 2019)
Tax Bill$6,243 (2024)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-02S-13E-06728-540060

Property Details

APN / Parcel Number

Primary APN23-02S-13E-06728-540060
Alternative APN
  • 06728540060

Interior

Units2 Units
Stories2 Stories
Building Area6,041 sqft Gross Area
1st Floor Area6,041 sqft
Upper Floors Area3,975 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 2005
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area8,657 sqft (0.199 acres)
Canopy180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSpace Heater

Location & Zoning

Street Address126 HOWARD ST E
CityLIVE OAK
StateFL
Zip32064-3207
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionLEG LOT 6 BLK 54. LIVE OAK. ORB 2121 P 72-73 WD YR 2020
Legal Range13E
Legal Township02S
Legal Section23
Legal SubdivisionLIVE OAK
Legal Block54
Legal Lot Number6
Legal Unit6
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group4
Census Block4004
Census Tract970100

Owner

Source: Suwannee County records · APN 23-02S-13E-06728-540060

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address124 HOWARD ST E, LIVE OAK, FL 32064-3207
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 04, 2019 · Amount on Record
Deed SaleJun 04, 2019 · Amount on Record
Prior SaleJul 01, 2017 · Amount on Record
Deed Document Number2019215501
Deed Book / Page2121 / 72
Record UpdatedJun 08, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateJun 04, 2019
Property Address126 HOWARD ST E, LIVE OAK, FL 32064-3207
Document Number0000215501
Book / Page2121 / 0072
Instrument DateMay 31, 2019
Instrument2019215501
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyABSTRACT & TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 HOWARD ST E, LIVE OAK, FL 32064-3207

Mortgage

Document Number0000000074
DateJun 04, 2019
Instrument2121-0074
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Suwannee County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
MunicipalityLive Oak City
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$263,320 (+2.8%) Land $36,359 Building $226,961$263,320 (+2.8%) Land $36,359 Building $226,961
2024$6,243.00 (+0.34%)
2023$6,222.00 (+2.47%)$256,152 (+3.02%) Land $28,350 Building $227,802$256,152 (+3.02%) Land $28,350 Building $227,802
2022$6,072.00$248,632$248,632 Land $21,262 Building $227,370

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Suwannee County (12121C), updated August 27, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121219701004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims27 (1996–2026)
Claims Outside the SFHA3 of 27
Most Recent ClaimMar 2026, rainfall accumulation
Claims By Storm
  • Hurricane Debby, Aug 2024 · 3 claims
  • Tropical Storm Debby, Jun 2012 · 13 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 4 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 232 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Uniti GroupFiber2,000 / 2,000
Suwannee Valley Electric CooperativeFiber2,000 / 2,000
XfinityCable2,000 / 250
Uniti GroupDSL200 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Howard St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures