126 Herbert Ave, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 126 Herbert Ave, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Aug 2019)
Tax Bill	$10,669 (2025)
Deeds & Mortgages	May 2017 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01207-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`07-01207-0000-00027`
Alternative APNs	`070120700027` `001040`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Account Number	001040
Street Address	126 HERBERT AVE
City	CLOSTER
State	NJ
Zip	07624-1300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	0.17 AC
Legal Subdivision	BOROUGH/CLOSTER
Legal Block	1207
Legal Lot Number	27
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	3
Census Block	3005
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 HERBERT AVE, CLOSTER, NJ 07624-1300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2017	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Deed of Trust, Mortgage · Conventional with PMI CLIFFCO MTG BANKERS
Aug 28, 2019	Deed, Transfer · Stand-Alone First Mortgage CLIFFCO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	201956341
Deed Book / Page	3333 / 1583
Prior Transfer Date	Jun 11, 1999
Prior Transfer Doc	0000110626
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	126 HERBERT AVE, CLOSTER, NJ 07624-1300
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAFE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026150514
Date	May 19, 2017
Book Page	02615/0514
Instrument	17-039094

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	126 HERBERT AVE, CLOSTER, NJ 07624-1300
Document Number	0036181173
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 HERBERT AVE CLOSTER NJ 076241300, CLOSTER, NJ 07624-1300

Mortgage

Document Number	0036181173
Date	Jun 9, 2020
Book Page	003618/001173
Instrument	20056349

Lender

Name	CLIFFCO MTG BANKERS
Type	Bank
Address	WESTBURY, NY 11590

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 28, 2019
Property Address	126 HERBERT AVE, CLOSTER, NJ 07624-1300
Document Number	0033331583
Book / Page	3333 / 1583
Instrument Date	Jun 18, 2019
Instrument	19-056341
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 HERBERT AVE, CLOSTER, NJ 07624-1300

Mortgage

Document Number	1905634101
Date	Aug 28, 2019
Instrument	19-056341.01

Lender

Name	CLIFFCO INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0033331583
Date	Aug 28, 2019
Book Page	3333/1583
Instrument	19-056341

Lender

Name	CLIFFCO INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,100 (+7.03%) Land $299,700 Building $251,400	$551,100 (+7.03%) Land $299,700 Building $251,400
2025	$10,669.00 (+2.15%)	$514,900 (+6.85%) Land $288,700 Building $226,200	$514,900 (+6.85%) Land $288,700 Building $226,200
2024	$10,444.00 (+2.33%)
2023		$481,900 Land $272,700 Building $209,200	$481,900 Land $272,700 Building $209,200
2022	$10,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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