126 Henry St, Dayton, OH 45403 Property Records

Montgomery County property record for 126 Henry St, Dayton, OH 45403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1897
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$97,000 (Apr 2017)
Tax Bill	$3,138 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R72-01308-0012`

Property Details

APN / Parcel Number

Primary APN	`R72-01308-0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,160 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1919
Architectural Style	Old Style
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	132 ft deep x 33 ft wide
View / Lot	Neighborhood / Spot

Exterior Amenities

Porch	Open Frame Porch
Porch Area	250 sqft
Deck Area	150 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 HENRY ST
City	DAYTON
State	OH
Zip	45403-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2543
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	12
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2024
Census Tract	1900

Owner

126 Henry St is owned and occupied by an individual who acquired it in March 2023.

Source: Montgomery County records, as of December 30, 2025

Owner of Record	Individual Name on File
Mailing Address	126 HENRY ST, DAYTON, OH 45403-2314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Mar 31, 2023	Transfer on Death Deed, Transfer
Apr 13, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Document Number	201721570
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000016803
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	126 HENRY ST, DAYTON, OH 45403-2314
Transaction Type	Mortgage
Record Updated	Jun 16, 2026
Title Company	LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087952
Date	Nov 18, 2021
Instrument	2021-00087952

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

March 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Mar 31, 2023
Property Address	126 HENRY ST, DAYTON, OH 45403-2314
Document Number	0000016803
Instrument Date	Mar 23, 2023
Instrument	202300016803
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 HENRY ST, DAYTON, OH 45403-2314

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 13, 2017
Property Address	126 HENRY ST, DAYTON, OH 45403-2314
Document Number	0000021570
Instrument Date	Mar 31, 2017
Instrument	21570
Transaction Type	Transfer
Record Updated	May 31, 2017
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 HENRY ST DAYTON OH 454032314, DAYTON, OH 45403-2314

Mortgage

Document Number	21601
Date	Apr 13, 2017
Instrument	21601

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 12, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,650 Land $8,770 Building $45,880	$156,140 Land $25,050 Building $131,090
2024	$3,138.00 (-1.17%)
2023	$3,175.00 (+20.27%)	$54,650 (+51.09%) Land $8,770 Building $45,880	$156,140 Land $25,050 Building $131,090
2022	$2,640.00	$36,170 Land $5,810 Building $30,360
2020			$103,340 Land $16,590 Building $86,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 Henry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 126 Henry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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