Adams County property record for 126 Hemlock Dr, Hanover, PA 17331
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,290 sqft · built 2004 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Mar 2021) |
| Tax Bill | $3,806 (2026) |
| Deeds & Mortgages | Apr 2005 Mortgage Mar 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 021-0126-000 |
| Primary APN | 08 021-0126-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,290 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 126 HEMLOCK DR |
|---|---|
| City | HANOVER |
| State | PA |
| Zip | 17331-7520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | SUBDIVISION OF CHAPEL RIDGE |
| Legal Lot Number | L-0123B |
| Jurisdiction | ADAMS PA |
| Township / Civil Division | CONEWAGO |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 31000 |
126 Hemlock Dr is owned and occupied by an individual who bought it in March 2021.
Source: Adams County records, as of April 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 HEMLOCK DR, HANOVER, PA 17331-7520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 27, 2005 | Deed of Trust, Mortgage · FHA Mortgage MERCANTILE MORTGAGE LLC |
| Mar 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNSYLVANIA HOUSING FINANCE AGENCY |
| Mar 5, 2021 | Deed, Transfer · FHA Mortgage HOMESALE MORTGAGE LLC |
| Jun 28, 2012 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2021 · Amount on File |
| Deed Sale | Mar 5, 2021 · Amount on File |
| Prior Sale | Jun 28, 2012 |
| Deed Document Number | 20213567 |
| Deed Book / Page | 6755 / 190 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 126 HEMLOCK DR, HANOVER, PA 17331-7520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 003945/213 |
|---|---|
| Date | Apr 27, 2005 |
| Book Page | 3945/213 |
| Instrument | 03945_00213 |
| Name | MERCANTILE MORTGAGE LLC |
|---|---|
| Type | Lending Institution |
| Address | DES MOINES, IA 50306 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS PA |
| Property Address | 126 HEMLOCK DR, HANOVER, PA 17331-7520 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 006755/216 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 6755/216 |
| Instrument | 202100003569 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | HARRISBURG, PA 17105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Mar 5, 2021 |
| Property Address | 126 HEMLOCK DR, HANOVER, PA 17331-7520 |
| Document Number | 006755/190 |
| Book / Page | 6755 / 190 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202100003567 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 126 HEMLOCK DR, HANOVER, PA 17331-7520 |
| Document Number | 202100003568 |
|---|---|
| Date | Mar 5, 2021 |
| Instrument | 202100003568 |
| Name | HOMESALE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ADAMS PA |
| Recording Date | Jun 28, 2012 |
| Property Address | 126 HEMLOCK DR, HANOVER, PA 17331-7520 |
| Document Number | 005719/357 |
| Book / Page | 5719 / 357 |
| Instrument Date | Jun 15, 2012 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,998.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0571900361 |
|---|---|
| Date | Jun 28, 2012 |
| Instrument | 05719_00361 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2042 |
The 2026 property tax bill for 126 Hemlock Dr was $3,806.
Source: Adams County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Adams County |
| County Subdivision | Conewago Township |
| Unified School District | Conewago Valley School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,806.00 | $156,100 Land $29,800 Building $126,300 | |
| 2024 | $3,452.00 (+3.82%) | $156,100 (-) Land $29,800 Building $126,300 | |
| 2023 | $3,325.00 | $156,100 Land $29,800 Building $126,300 | |
| 2010 | $156,100 Land $29,800 Building $126,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Hemlock Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Hemlock Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HANOVER MUNI WATER WORKS serves 40,900 people · EPA ID PA7670076 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2018 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
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