Highlands County property record for 126 Guitar Dr, Sebring, FL 33870
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,168 sqft · built 1994 |
| Lot Size | 10.8 acres (473,062 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Apr 2021) |
| Tax Bill | $2,886 (2024) |
| Deeds & Mortgages | May 2018 Line of Credit Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | C354904000100000 |
| Primary APN | C354904000100000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| 1st Floor Area | 1,825 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Aluminum Siding |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 473,062 sqft (10.8 acres) |
| Lot Dimensions | 545 ft deep x 30 ft wide |
| Garage Type | Finished |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Driveway Area | 918 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 54 sqft |
| Patio Area | 1,429 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C354904000100000 |
|---|---|
| Street Address | 126 GUITAR DR |
| City | SEBRING |
| State | FL |
| Zip | 33870-9122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AU |
| Legal Description | STRAWBERRY FIELDS UNREC PER OR 1168 PG 1583 TRACT 1 10.86 ACRES |
| Legal Range | 29E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | STRAWBERRY FIELDS UNREC |
| Legal Tract | 1 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 961000 |
126 Guitar Dr, a rural home, is owned and occupied by an individual who bought it in April 2021.
Source: Highlands County records, as of December 12, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 126 GUITAR DR, SEBRING, FL 33870-9122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 5, 2021 | Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on File |
| Deed Sale | Apr 5, 2021 · Amount on File |
| Prior Sale | Jun 7, 2013 |
| Deed Document Number | 2027514 |
| Deed Book / Page | 2813 / 1583 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 126 GUITAR DR, SEBRING, FL 33870-9122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0001896239 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 2635/1260 |
| Instrument | 1896239 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 27, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 126 GUITAR DR, SEBRING, FL 33870-9122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002077431 |
|---|---|
| Date | Feb 9, 2022 |
| Book Page | 2883/1044 |
| Instrument | 2077431 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Apr 5, 2021 |
| Property Address | 126 GUITAR DR, SEBRING, FL 33870-9122 |
| Document Number | 0002027514 |
| Book / Page | 2813 / 1583 |
| Instrument Date | Apr 1, 2021 |
| Instrument | 2027514 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 126 GUITAR DR, 126, SEBRING, FL 33870-9122 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 8891, SEBRING, FL 33872-0132 |
| Document Number | 0028131585 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2813/1585 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $236,763 Land $17,334 Building $219,429 | $306,771 | |
| 2024 | $2,886.00 (+2.01%) | ||
| 2023 | $2,829.00 (+6.03%) Homeowner's exemption | $223,024 (+7.47%) | $312,649 (+48.6%) |
| 2022 | $2,668.00 Homeowner's exemption | $207,520 | $210,394 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Guitar Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Guitar Dr is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 58% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 80 / 10 |
| Rapid Systems Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
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