126 Grayson Dr, Murray, KY 42071 Property Records

Calloway County property record for 126 Grayson Dr, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 2009
Lot Size	0.357 acres (15,551 sqft)
Owner	Company Name on Record
Last Sale	$221,900 (Aug 2020)
Tax Bill	$1,398 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-U-0016`

Property Details

APN / Parcel Number

Primary APN	`042-U-0016`
Alternative APNs	`104355` `81234`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,536 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Brick
Roof Type	Bowstring Truss
Roof Material	Composition Shingle
Lot Area	15,551 sqft (0.357 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Propane

Location & Zoning

Account Number	104355
Street Address	126 GRAYSON DR
City	MURRAY
State	KY
Zip	42071-8910
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	126 GRAYSON DRIVE
Legal Subdivision	BRIARCREST SUB
Jurisdiction	CALLOWAY KY
Township / Civil Division	MURRAY
Census Block Group	2
Census Block	2006
Census Tract	10304

Owner

Source: Calloway County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	126 GRAYSON DR, MURRAY, KY 42071-8910
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Line of Credit THE MURRAY BANK
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Document Number	2020642759
Deed Book / Page	1267 / 271
Last Transfer Date	Jun 20, 2024
Transfer Doc	001462/278
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	126 GRAYSON DR, MURRAY, KY 42071-8910
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001253/721
Date	May 11, 2020
Book Page	1253/721
Instrument	641020

Lender

Name	THE MURRAY BANK
Type	Bank
Address	MURRAY, KY 42071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Aug 6, 2020
Property Address	126 GRAYSON DR, MURRAY, KY 42071-8910
Document Number	001267/271
Book / Page	1267 / 271
Map Reference	MB 40 PG 69 SL 3885
Instrument Date	Aug 4, 2020
Instrument	642759
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 GRAYSON DR, MURRAY, KY 42071-8910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	126 GRAYSON DR, MURRAY, KY 42071-8910

Mortgage

Document Number	0000642760
Date	Aug 6, 2020
Instrument	642760

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Municipality	Murray City
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,398.00 (-3.32%) Homeowner's exemption	$221,900 (-)	$221,900 (-)
2023	$1,446.00 Homeowner's exemption	$221,900	$221,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURRAY WATER SYSTEM serves 26,302 people · EPA ID KY0180306
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream.

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