126 Garvey Ave, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 126 Garvey Ave, Elsmere, KY 41018

Property Summary

Property Type	Other Improved
Details	3,650 sqft · built 1747
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on File
Last Sale	$47,500 (Feb 2020)
Tax Bill	$30 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-40-14-006.00`

Property Details

APN / Parcel Number

Primary APN	`003-40-14-006.00`

Interior

Building Area	3,650 sqft Finished Area

Exterior

Year Built	Built 1747
Effective Year Built	Effective 1747
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	146 ft deep x 25 ft wide

Location & Zoning

Street Address	126 GARVEY AVE
City	ELSMERE
State	KY
Zip	41018-2111
Property Category	Other
Property Type	Other > Other Improved
Legal Description	SOUTH ERLANGER LOT 1747 25X146.5 IRREG
Legal Subdivision	SOUTH ERLANGER
Legal Lot Number	1747
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1008
Census Tract	65700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	6131 PAR FOUR CT, FLORENCE, KY 41042-7023
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2020 · Amount on File
Deed Sale	Feb 13, 2020 · Amount on File
Deed Document Number	20205900214
Deed Book / Page	7 / 181
Record Updated	Oct 29, 2026

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 13, 2020
Property Address	126 GARVEY AVE, ELSMERE, KY 41018-2111
Document Number	0000000214
Book / Page	000007 / 000181
Instrument Date	Jan 31, 2020
Instrument	214
Transaction Type	Transfer
Record Updated	Apr 1, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6131 PAR FOUR CT FLORENCE KY 410427023, FLORENCE, KY 41042-7023

Mortgage

Document Number	215
Date	Feb 13, 2020
Book Page	000M11/000798
Instrument	215

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,000 (-) Land $2,000	$2,000 (-) Land $2,000
2025	$30.00 (+3.45%)	$2,000 (-) Land $2,000	$2,000 (-) Land $2,000
2023	$29.00	$2,000 Land $2,000	$2,000 Land $2,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20