126 Galliher Rd, Harmony, NC 28634 Property Records

Iredell County property record for 126 Galliher Rd, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 2024
Lot Size	1.32 acres (57,586 sqft)
Owner	2 Company Names on Record
Last Sale	$426,000 (Jan 2025)
Tax Bill	$2,266 (2025)
Deeds & Mortgages	Nov 2023 Construction Loan Apr 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4870-31-4006.000`

Property Details

APN / Parcel Number

Primary APN	`4870-31-4006.000`
Alternative APNs	`80079427` `80099871`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
Gross Area	2,842 sqft
1st Floor Area	1,972 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	57,586 sqft (1.32 acres)
Lot Width	167 ft Width
Garage Type	Attached
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	43 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80099871
Street Address	126 GALLIHER RD
City	HARMONY
State	NC
Zip	28634-9146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L4 FARMONY PARK PB78-39
Legal Subdivision	FARMONY PARK
Legal Lot Number	4
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	1
Census Block	1001
Census Tract	60802

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	126 GALLIHER RD, HARMONY, NC 28634-9146
Owner Type	Company
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Construction Mortgage SHEPHERDS FINANCE LLC
Apr 3, 2025	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jan 23, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2025 · Amount on Record
Deed Sale	Jan 23, 2025 · Amount on Record
Deed Book / Page	3111 / 2140
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	126 GALLIHER RD, HARMONY, NC 28634-9146
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2113 WRIGHT RD, INDIAN TRAIL, NC 28079-8720
Investor	Possibly a Property Investor

Mortgage

Document Number	0030292283
Date	Nov 29, 2023
Book Page	3029/2283

Lender

Name	SHEPHERDS FINANCE LLC
Address	JACKSONVILLE, FL 32258

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	126 GALLIHER RD, HARMONY, NC 28634-9146
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003126687
Date	Apr 3, 2025
Book Page	3126/687

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2055

Interest

Change Frequency	Monthly

January 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Jan 23, 2025
Property Address	126 GALLIHER RD, HARMONY, NC 28634-9146
Document Number	0031112140
Book / Page	3111 / 2140
Map Reference	MB 78 PG 39
Instrument Date	Jan 22, 2025
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8503 NOAH HELMS RD, INDIAN TRAIL, NC 28079-8734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 GALLIHER RD, HARMONY, NC 28634-9146

Mortgage

Document Number	0031112143
Date	Jan 23, 2025
Book Page	3111/2143

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	7940 JONES BRANCH DR, TYSONS, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,200 (+2.46%) Land $28,160 Building $355,040	$383,200 (+2.46%) Land $28,160 Building $355,040
2025	$2,266.00 (+1,265.06%)	$374,000 (+1,228.13%) Land $28,160 Building $345,840	$374,000 (+1,228.13%) Land $28,160 Building $345,840
2024	$166.00	$28,160 Land $28,160	$28,160 Land $28,160

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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