126 Flora Ln, Freeport, FL 32439 Property Records

Walton County property record for 126 Flora Ln, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,129 sqft · built 2024
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$470,200 (Sep 2024)
Tax Bill$892 (2024)
Deeds & MortgagesNov 2024 Line of Credit
Sep 2024 Sale
Flood ZoneZone X (minimal risk)
APN30-1S-19-23025-000-0190

Property Details

APN / Parcel Number

Primary APN30-1S-19-23025-000-0190

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,129 sqft Living Area
Gross Area2,942 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Width5 ft Width
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address126 FLORA LN
CityFREEPORT
StateFL
Zip32439-2983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 19 WILDFLOWER AT HAMMOCK BAY PB 25-69 OR 3293-2307 OR 3337-2108
Legal Lot Number19
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group2
Census Block2066
Census Tract950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address126 FLORA LN, FREEPORT, FL 32439-2983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2024Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Sep 30, 2024Warranty Deed, Subdivision Related Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2024 · Amount on Record
Deed SaleSep 30, 2024 · Amount on Record
Deed Document Number20240034102
Deed Book / Page3337 / 2108
Record UpdatedJun 8, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address126 FLORA LN, FREEPORT, FL 32439-2983
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 FLORA LN, FREEPORT, FL 32439-2983

Mortgage

Document Number0033420722
DateNov 19, 2024
Book Page3342/722
Instrument20240040194
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateSep 30, 2024
Property Address126 FLORA LN, FREEPORT, FL 32439-2983
Document Number0033372108
Book / Page3337 / 2108
Map ReferenceMB 25 PG 69
Instrument DateSep 27, 2024
Instrument20240034102
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 18, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
Tax$3,291.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7660 PECUE LN, BATON ROUGE, LA 70809-5271

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 COURTYARD DR, ANDERSON, SC 29621-7655

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
MunicipalityFreeport City
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$412,062 Land $68,200 Building $343,862$412,062 Land $68,200 Building $343,862
2024$892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 296 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies296 in force
Nearby Flood Claims56 (1989–2020)
Claims Outside the SFHA8 of 56
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 12 claims
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Wildstar Networks
Fixed Wireless
200 / 50

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