126 Fairfield St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 126 Fairfield St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,917 sqft · built 2024
Lot Size	0.242 acres (10,524 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,150,000 (Mar 2025)
Tax Bill	$13,738 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0040003400000`

Property Details

APN / Parcel Number

Primary APN	`M:0040003400000`
Alternative APN	`NEED M:004.0 B:0034 L:0000.0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	1,917 sqft Living Area
Gross Area	4,370 sqft
1st Floor Area	884 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,524 sqft (0.242 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	126 FAIRFIELD ST
City	NEEDHAM
State	MA
Zip	02492-4526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	34
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	7
Census Block	7006
Census Tract	403100

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 FAIRFIELD ST, NEEDHAM, MA 02492-4526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · ARM UNITED NATIONS FEDERAL CREDIT UNION
Dec 22, 2023	Deed of Trust, Mortgage · Construction Mortgage NEEDHAM BANK
Mar 28, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Deed Document Number	20251550274
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Recording Date	Apr 8, 2026
Property Address	126 FAIRFIELD ST, NEEDHAM, MA 02492-4526
Document Number	0001568426
Instrument Date	Apr 3, 2026
Instrument	20261568426
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 FAIRFIELD ST, NEEDHAM, MA 02492-4526

Mortgage

Document Number	0001568426,
Date	Apr 8, 2026
Instrument	20261568426

Lender

Name	UNITED NATIONS FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Type Change Date	May 1, 2031
Margin	3
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	126 FAIRFIELD ST, NEEDHAM, MA 02492-4526
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001530546
Date	Dec 22, 2023
Instrument	1530546

Lender

Name	NEEDHAM BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Mar 28, 2025
Property Address	126 FAIRFIELD ST, NEEDHAM, MA 02492-4526
Document Number	0001550274
Instrument Date	Mar 28, 2025
Instrument	1550274
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 FAIRFIELD ST, NEEDHAM, MA 02492-4526

Mortgage

Document Number	0001550275
Date	Mar 28, 2025
Instrument	1550275

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Type Change Date	Apr 1, 2032
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,738.00 (+43.18%)	$1,296,000 (+76.13%) Land $800,900 Building $495,100	$2,975,400 (+133.09%)
2024			$1,276,515
2023	$9,595.00	$735,800 Land $581,600 Building $154,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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