126 England Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 126 England Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,181 sqft · built 2000
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Dec 2020)
Tax Bill	$4,606 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T000300520`

Property Details

APN / Parcel Number

Primary APN	`T000300520`
Alternative APN	`2-0042-8266-00-0069.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,181 sqft Living Area
Gross Area	4,078 sqft
1st Floor Area	1,358 sqft
Basement Area	1,261 sqft
Finished Basement	764 sqft
Unfinished Basement	497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T000300520
Street Address	126 ENGLAND DR
City	O FALLON
State	MO
Zip	63366-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EST AT HIGHGROVE LOT 69
Legal Subdivision	EST AT HIGHGROVE
Legal Lot Number	69
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3017
Census Tract	311801

Owner

126 England Dr is owned and occupied by an individual who bought it in December 2020.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	126 ENGLAND DR, O FALLON, MO 63366-1172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2020	Warranty Deed, Transfer BAXTER CU
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
May 11, 2017	Deed of Trust, Mortgage · Line of Credit LINDELL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	202093869
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2020
Property Address	126 ENGLAND DR, O FALLON, MO 63366-1172
Document Number	0000093869
Instrument Date	Nov 6, 2020
Instrument	93869
Transaction Type	Transfer
Record Updated	Mar 5, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	126 ENGLAND DR O FALLON MO 633661172, O FALLON, MO 63366-1172

Mortgage

Document Number	93870
Date	Dec 2, 2020
Instrument	93870

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 21, 2018
Property Address	126 ENGLAND DR, O FALLON, MO 63366-1172
Document Number	0070052486
Book / Page	7005 / 2486
Map Reference	MB 36 PG 101-103
Instrument Date	Nov 19, 2018
Instrument	20181121000658460
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PARKS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	126 ENGLAND DR, 126, O FALLON, MO 63366-1172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 BRUSH CREEK CT, SAINT PETERS, MO 63304-8540

Mortgage

Document Number	20181121000658470
Date	Nov 21, 2018
Instrument	20181121000658470

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	126 ENGLAND DR, O FALLON, MO 63366-1172
Document Number	0067421543
Book / Page	006742 / 001543
Instrument Date	May 11, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 ENGLAND DR O FALLON MO 633661172, O FALLON, MO 63366-1172

Mortgage

Document Number	0067421543
Date	May 12, 2017
Book Page	006742/001543
Instrument	290130

Lender

Name	LINDELL BK&TR
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 126 England Dr was $4,606.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,805 (-)	$377,921 (-) Land $65,000 Building $312,921
2025	$4,606.00	$71,805	$377,921 Land $65,000 Building $312,921
2023		$66,806
2022			$351,608 Land $50,000 Building $301,608

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 England Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 England Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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