126 Emerald Ln, Dover, NH 03820 Property Records

Strafford County and Dover City property record for 126 Emerald Ln, Dover, NH 03820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,604 sqft · built 2016
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Apr 2018)
Tax Bill	$16,419 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DOVR M:F0015 B:L:48000`

Property Details

APN / Parcel Number

Primary APN	`DOVR M:F0015 B:L:48000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,604 sqft Living Area
1st Floor Area	1,702 sqft
Basement Area	1,702 sqft
Unfinished Basement	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	126 EMERALD LN
City	DOVER
State	NH
Zip	03820-5533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Lot Number	48000
Jurisdiction	DOVER CITY NH
Township / Civil Division	DOVER
Census Block Group	4
Census Block	4015
Census Tract	81600

Owner

126 Emerald Ln is owned and occupied by two individuals who bought it in April 2018.

Source: Strafford County and Dover City records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	126 EMERALD LN, DOVER, NH 03820-5533
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit BAR HARBOR BANK & TRUST CO
Apr 29, 2020	Deed of Trust, Mortgage · Conventional with PMI BAR HARBOR BK&TR
Apr 10, 2018	Warranty Deed, Subdivision Related Transfer · VA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Deed Document Number	20184306
Deed Book / Page	4559 / 257
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	126 EMERALD LN, DOVER, NH 03820-5533
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4912-281
Date	Jun 1, 2021
Book Page	4912/281
Instrument	210010910

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOVER CITY NH
Property Address	126 EMERALD LN, DOVER, NH 03820-5533
Document Number	0047570016
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	126 EMERALD LN DOVER NH 038205533, DOVER, NH 03820-5533

Mortgage

Document Number	0047570016
Date	May 4, 2020
Book Page	004757/000016
Instrument	6452

Lender

Name	BAR HARBOR BK&TR
Type	Bank
Address	BAR HARBOR, ME 04609

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	May 3, 2035

April 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DOVER CITY NH
Recording Date	Apr 10, 2018
Property Address	126 EMERALD LN, DOVER, NH 03820-5533
Document Number	0045590257
Book / Page	004559 / 000257
Instrument Date	Apr 6, 2018
Instrument	4306
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 23, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 EMERALD LN DOVER NH 038205533, DOVER, NH 03820-5533

Mortgage

Document Number	45590262
Date	Apr 10, 2018
Book Page	004559/000262
Instrument	4307

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 126 Emerald Ln was $16,419, up 9.1% from the year before.

Source: Strafford County and Dover City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
Municipality	Dover City
Unified School District	Dover School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,419.00 (+9.11%)	$834,300 (+0.74%) Land $164,600 Building $669,700
2024	$15,048.00 (+6.33%)	$828,200 (+9.43%) Land $164,600 Building $663,600	$789,165
2023	$14,152.00 (+3.97%)	$756,800 (+10.3%) Land $181,900 Building $574,900
2022	$13,612.00	$686,100 Land $173,300 Building $512,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Emerald Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Emerald Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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