126 el Copa Ln, Vista, CA 92083 Property Records

San Diego County property record for 126 el Copa Ln, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 1982
Lot Size0.361 acres (15,707 sqft)
Owner2 Individual Names on Record
Last Sale$700,000 (Apr 2021)
Tax Bill$9,215 (2025)
Deeds & MortgagesNov 2021 Mortgage
Mar 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN184-112-46-00

Property Details

APN / Parcel Number

Primary APN184-112-46-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,340 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleRanch
Roof MaterialComposition Shingle
Lot Area15,707 sqft (0.361 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address126 EL COPA LN
CityVISTA
StateCA
Zip92083-7731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionPAR 3 TR PM10473
Legal SubdivisionPARCEL MAP NO 10473
Legal Tract10473
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1019
Census Tract19902

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address126 EL COPA LN, VISTA, CA 92083-7731
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
TTN INVESTMENT GROUP LLC
Apr 21, 2021Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Feb 12, 2021Grant Deed, Transfer
WFG NATIONAL TITLE COMPANY
Dec 4, 2017Deed of Trust, Mortgage · Line of Credit
PACIFIC MARINE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2021 · Amount on Record
Deed SaleApr 21, 2021 · Amount on Record
Prior SaleFeb 12, 2021 · Amount on Record
Deed Document Number2021309302
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address126 EL COPA LN, VISTA, CA 92083-7731
Transaction TypeMortgage
Record UpdatedNov 18, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 EL COPA LN, VISTA, CA 92083-7731

Mortgage

Document Number0000778794
DateNov 10, 2021
Instrument2021-0778794
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address126 EL COPA LN, VISTA, CA 92083-7731
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 MUIRFIELDS DR, CARLSBAD, CA 92009-3092

Mortgage

Document Number0000239350
DateMar 29, 2021
Instrument2021-0239350
Lender
NameTTN INVESTMENT GROUP LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 21, 2021
Property Address126 EL COPA LN, VISTA, CA 92083-7731
Document Number0000309302
Instrument DateApr 2, 2021
Instrument2021-0309302
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address126 EL COPA LN, VISTA, CA 92083-7731

Mortgage

Document Number0000309303
DateApr 21, 2021
Instrument2021-0309303
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

February 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 12, 2021
Property Address126 EL COPA LN, VISTA, CA 92083-7731
Document Number0000111230
Instrument DateFeb 2, 2021
Instrument2021-0111230
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2541 MUIRFIELDS DR, CARLSBAD, CA 92009-3092

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address126 EL COPA LN, VISTA, CA 92083-7731
Document Number0000573561
Instrument DateDec 4, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address126 EL COPA LN VISTA CA 920837731, VISTA, CA 92083-7731

Mortgage

Document Number0000573561
DateDec 11, 2017
Instrument573561
Lender
NamePACIFIC MARINE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$772,854 (+2%) Land $607,243 Building $165,611
2025$9,215.00 (+8.03%)$757,701 (+4.04%) Land $595,337 Building $162,364
2023$8,530.00 (+0.24%)$728,280 Land $572,220 Building $156,060
2022$8,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1995–2020)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on el Copa Ln

Nearby Streets

Search Property Records by Address or Parcel Number