Putnam County property record for 126 Echo Ln, Palatka, FL 32177
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,627 sqft · built 1961 |
| Lot Size | 1.63 acres (71,003 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $254,000 (Aug 2025) |
| Tax Bill | $767 (2025) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-10-26-0000-093.0-000.0 |
| Primary APN | 17-10-26-0000-093.0-000.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,601 sqft |
| Flooring | Steel Beam |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Concrete Block |
| Lot Area | 71,003 sqft (1.63 acres) |
| Lot Dimensions | 435 ft deep x 80 ft wide |
| Porch | Porch |
| Porch Area | 75 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 80579 |
|---|---|
| Street Address | 126 ECHO LN |
| City | PALATKA |
| State | FL |
| Zip | 32177-7782 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF SW 1/4 OF SE 1/4 OR 12 P |
| Legal Range | 26E |
| Legal Township | 10S |
| Legal Section | 17 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 950500 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 689 W PENIEL RD, PALATKA, FL 32177-8952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 19, 2025 · Amount on Record |
| Deed Sale | Aug 19, 2025 · Amount on Record |
| Deed Document Number | 202554023210 |
| Deed Book / Page | 1826 / 1717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 126 ECHO LN, PALATKA, FL 32177-7782 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0014820388 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 1482/0388 |
| Instrument | 201754014599 |
| Name | FIRST COAST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PALATKA, FL 32177 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $767.00 (+345.93%) Senior Citizen's exemption | $84,950 (+5.98%) | $122,230 (-4.31%) Land $26,010 Building $96,220 |
| 2023 | $172.00 (+21.99%) Senior Citizen's exemption | $80,160 (+2.99%) | $127,740 (+11.29%) Land $26,010 Building $101,730 |
| 2022 | $141.00 Senior Citizen's exemption | $77,830 | $114,780 Land $26,010 Building $88,770 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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