126 E Spruce St, Williamstown, PA 17098 Property Records

Dauphin County property record for 126 E Spruce St, Williamstown, PA 17098

Property Summary

Property Type	Single Family Home
Details	6 bd · 1 ba · 1,836 sqft · built 1900
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$112,500 (Dec 2024)
Tax Bill	$1,813 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`70-001-036`

Property Details

APN / Parcel Number

Primary APN	`70-001-036`
Alternative APN	`700010360000000`

Interior

Bedrooms	6 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,836 sqft Living Area
1st Floor Area	816 sqft
Attic	Attic
Attic Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	816 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,485 sqft (0.08 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	700010360000000
Street Address	126 E SPRUCE ST
City	WILLIAMSTOWN
State	PA
Zip	17098-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LESTER J STENCE
Jurisdiction	DAUPHIN PA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	2
Census Block	2018
Census Tract	24900

Owner

126 E Spruce St is owned by a company that bought it in December 2024.

Source: Dauphin County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	1640 LUXEMBURG RD, LYKENS, PA 17048-8542
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF BIRD IN HAND
Feb 7, 2023	Correction Deed
Aug 15, 2022	Deed, Transfer
Mar 17, 2022	Deed of Trust, Mortgage ASSIST FINANCIAL SERVICES LLC
Sep 1, 2021	Deed of Trust, Mortgage ASSIST FINANCIAL SERVICES LLC
Jul 6, 2020	Grant Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS TR/CHAMBER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2024 · Amount on File
Deed Sale	Dec 24, 2024 · Amount on File
Prior Sale	Aug 15, 2022 · Amount on File
Deed Document Number	202428353
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	0000002713
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	126 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 ASH ST, SPRING GLEN, PA 17978-9558

Mortgage

Document Number	0000005103
Date	Mar 13, 2023
Instrument	20230005103

Lender

Name	BANK OF BIRD IN HAND
Type	Bank
Address	BIRD IN HAND, PA 17505

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	DAUPHIN PA
Recording Date	Feb 7, 2023
Property Address	126 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Document Number	0000002713
Map Reference	VOL 8 PG 85
Instrument Date	Feb 3, 2023
Instrument	20230002713
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 ASH ST, SPRING GLEN, PA 17978-9558

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DAUPHIN PA
Recording Date	Aug 15, 2022
Property Address	126 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Document Number	0000024717
Instrument Date	Aug 12, 2022
Instrument	20220024717
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 ASH ST, SPRING GLEN, PA 17978-9558

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	126 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, BRECKSVILLE, OH 44141

Mortgage

Document Number	0000008639
Date	Mar 17, 2022
Instrument	20220008639

Lender

Name	ASSIST FINANCIAL SERVICES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Property Address	126 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 129, SPRING GLEN, PA 17978-0129

Mortgage

Document Number	20210030654
Date	Sep 1, 2021
Instrument	20210030654

Lender

Name	ASSIST FINANCIAL SERVICES LLC
Type	Non-Lending Institution
Address	HARRISBURG, PA 17101

Agreement

Amount	Amount on Record

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DAUPHIN PA
Recording Date	Jul 6, 2020
Property Address	126 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Document Number	0000016340
Instrument Date	Jun 30, 2020
Instrument	16340
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 129 SPRING GLEN PA 179780129, SPRING GLEN, PA 17978-0129

Mortgage

Document Number	16341
Date	Jul 6, 2020
Instrument	16341

Lender

Name	FARMERS & MERCHANTS TR/CHAMBER
Address	CARLISLE, PA 17013

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 126 E Spruce St was $1,813.

Source: Dauphin County assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Dauphin County
Municipality	Williamstown Borough
Unified School District	Williams Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,813.00	$48,100 Land $9,400 Building $38,700
2025			$48,100 Land $9,400 Building $38,700
2024		$48,100 Land $9,400 Building $38,700
2023	$1,544.00		$48,100 Land $9,400 Building $38,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 126 E Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 E Spruce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN BORO AUTH serves 2,390 people · EPA ID PA7220037
Water Source	Surface water
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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