126 E Sarah Ave, Saint Louis, MO 63122 Property Records

St. Louis County property record for 126 E Sarah Ave, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,778 sqft · built 1948
Lot Size	0.239 acres (10,402 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Nov 2003)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22M-14-0126`

Property Details

APN / Parcel Number

Primary APN	`22M-14-0126`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,778 sqft Living Area
1st Floor Area	988 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,402 sqft (0.239 acres)
Lot Dimensions	200 ft deep x 52 ft wide
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	384 sqft
Deck Area	54 sqft
Patio Area	54 sqft
Balcony Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 E SARAH AVE
City	SAINT LOUIS
State	MO
Zip	63122-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	ADELE PLACE LOT PT 7 W PT
Legal Subdivision	ADELE PLACE
Legal Block	3
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	5
Census Block	5003
Census Tract	218500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Taylor Avenue Historic District listed 2012 · 153 contributing resources · NRIS 12000474

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

126 E Sarah Ave is owned and occupied by an individual who bought it in November 2003.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	126 E SARAH AVE, SAINT LOUIS, MO 63122-2838
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2003 · Amount on File
Deed Sale	Nov 14, 2003 · Amount on File
Prior Sale	May 10, 2002 · Amount on File
Deed Document Number	20031079
Deed Book / Page	15468 / 1186
Prior Transfer Date	Apr 30, 2002
Prior Transfer Doc	0138320001
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	126 E SARAH AVE, SAINT LOUIS, MO 63122-2838
Transaction Type	Mortgage
Record Updated	Jul 28, 2023
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E SARAH AVE, KIRKWOOD, MO 63122-2838

Mortgage

Document Number	2023021600225
Date	Feb 16, 2023
Instrument	2023021600225

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	126 E SARAH AVE, SAINT LOUIS, MO 63122-2838
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E SARAH AVE, KIRKWOOD, MO 63122-2838

Mortgage

Document Number	0246842248
Date	Mar 2, 2021
Book Page	24684/2248
Instrument	2021030200278

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 126 E Sarah Ave was $4,905, up 2.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,750 (-) Land $62,070 Building $24,680	$456,600 (-) Land $326,700 Building $129,900
2025	$4,905.00 (+2.94%)	$86,750 Land $62,070 Building $24,680	$456,600 Land $326,700 Building $129,900
2024	$4,765.00 (+1.6%)
2023	$4,690.00 (+4.57%)	$75,870 (+11.41%) Land $44,330 Building $31,540	$399,300 Land $233,300 Building $166,000
2022	$4,485.00	$68,100 Land $43,720 Building $24,380
2021			$358,400 Land $230,100 Building $128,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 126 E Sarah Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 126 E Sarah Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wisper ISP.

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