126 E Main St, Gallatin, TN 37066 Property Records

Sumner County property record for 126 E Main St, Gallatin, TN 37066

Property Summary

Property Type	Commercial Office
Details	1.5 ba · 8,084 sqft · built 1910
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Feb 2004)
Tax Bill	$2,229 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083126C F 02400`

Property Details

APN / Parcel Number

Primary APN	`083126C F 02400`
Alternative APN	`126C F 02400`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Stories	1 Story
Building Area	8,084 sqft Total Area
1st Floor Area	4,042 sqft
Basement Area	4,042 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	87,120 sqft (2 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Utility Building	4,042 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	126 E MAIN ST
City	GALLATIN
State	TN
Zip	37066-2861
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	DISTRICT: 03, COUNTY AREA: B01
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	3
Census Block	3023
Census Tract	20700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Gallatin Commercial Historic District listed 1985 · 66 contributing resources · NRIS 85003369

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sumner County records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 E MAIN ST, GALLATIN, TN 37066-2861
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Mar 18, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST TENNESSEE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2004 · Amount on Record
Deed Sale	Feb 5, 2004 · Amount on Record
Prior Sale	Sep 6, 1995 · Amount on Record
Deed Document Number	2004689977
Deed Book / Page	1939 / 133
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Recording Date	Apr 8, 2026
Property Address	126 E MAIN ST, GALLATIN, TN 37066-2861
Document Number	0001547155
Book / Page	6823 / 439
Instrument Date	Mar 30, 2026
Instrument	20261547155
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 BUCKINGHAM BLVD, GALLATIN, TN 37066-8581

Mortgage

Document Number	0001547155,
Date	Apr 8, 2026
Book Page	6823/439
Instrument	20261547155

Lender

Name	FIRST HORIZON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	5.98%
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	126 E MAIN ST, GALLATIN, TN 37066-2861
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049080727
Date	Mar 18, 2019
Book Page	4908/727
Instrument	1262425

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2029

Tax Assessment & Valuation

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,229.00 (-26.87%)	$156,880 (+57.07%) Land $13,600 Building $143,280
2024			$392,200 (+57.07%) Land $34,000 Building $358,200
2023	$3,048.00 (-0.33%)	$99,880 (-) Land $8,000 Building $91,880
2022	$3,058.00	$99,880 Land $8,000 Building $91,880
2021			$249,700 Land $20,000 Building $229,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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