126 E Livingston St, Tryon, NC 28782 Property Records

Polk County property record for 126 E Livingston St, Tryon, NC 28782

Property Summary

Property Type	Other Improved
Details	3 bd · 1 ba · 1,520 sqft · built 1920
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$164,000 (Jan 2022)
Tax Bill	$888 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jan 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`T4-C1`

Property Details

APN / Parcel Number

Primary APN	`T4-C1`
Alternative APN	`55366`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,520 sqft Finished Area
Attic	Attic
Attic Area	332 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1955
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Account Number	55366
Street Address	126 E LIVINGSTON ST
City	TRYON
State	NC
Zip	28782-3155
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	M
Legal Description	T4, 0T54 TRYON AREA 54
Legal Subdivision	TRYON AREA 54
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	3
Census Block	3016
Census Tract	920304

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	126 E LIVINGSTON ST, TRYON, NC 28782-3155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Jan 18, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on Record
Deed Sale	Jan 28, 2022 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Book / Page	467 / 425
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 28, 2022
Property Address	126 E LIVINGSTON ST, TRYON, NC 28782-3155
Document Number	000467/425
Book / Page	467 / 425
Instrument Date	Jan 28, 2022
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1111 KEITH ST, 1111, HENDERSONVILLE, NC 28792-5810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 E LIVINGSTON ST, TRYON, NC 28782-3155

Mortgage

Document Number	0000467430
Date	Jan 28, 2022
Instrument	467/430

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	000467/440
Date	Jan 28, 2022
Book Page	467/440

Lender

Name	HENDERSON COUNTY HABITAT FOR HUMANITY
Type	Government Agency
Address	HENDERSONVILLE, NC 28792

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	POLK NC
Recording Date	Jan 18, 2019
Property Address	126 E LIVINGSTON ST, TRYON, NC 28782-3155
Document Number	000438/531
Book / Page	438 / 531
Instrument Date	Jan 1, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 KEITH ST, HENDERSONVILLE, NC 28792-5810

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$888.00	$191,963 (-) Land $9,450 Building $182,513	$191,963 (-) Land $9,450 Building $182,513
2025	$888.00 (+7.25%)	$191,963 (+32.78%) Land $9,450 Building $182,513	$191,963 (+32.78%) Land $9,450 Building $182,513
2023	$828.00	$144,569 Land $8,100 Building $136,469
2021			$144,569 Land $8,100 Building $136,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Pangaea Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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